Skip to Content

Target Risk Funds

These funds, which are made up of other funds, target a certain risk exposure, usually conservative, moderate, or aggressive. The managers run the fund in a way that maintains the risk level and keeps it constant over time.

Fund Name
Morningstar Category
Adjusted Expense Ratio %
Return Rank in Category 3Y %
Return Rank in Category 5Y %
Return Rank in Category 10Y %
Multisector Bond
1.280
80
98
Allocation--85%+ Equity
1.370
100
97
Allocation--70% to 85% Equity
0.860
59
57
61
Allocation--30% to 50% Equity
0.510
78
78
46
Foreign Large Growth
1.000
81
59
42
Target-Date 2000-2010
0.490
Target-Date 2015
0.490
97
Target-Date 2020
0.490
84
Target-Date 2025
0.490
85
Target-Date 2030
0.490
89
Target-Date 2035
0.490
92
Target-Date 2040
0.490
91
Target-Date 2045
0.490
93
Target-Date 2055
0.490
76
Target-Date 2060
0.490
87
Target-Date 2065+
0.490
68
Target-Date Retirement
0.490
50
Target-Date 2050
0.490
89
Allocation--30% to 50% Equity
0.720
45
51
55
Allocation--15% to 30% Equity
0.660
44
24
47
Allocation--70% to 85% Equity
0.700
65
66
66
Allocation--85%+ Equity
0.750
83
75
75
Allocation--50% to 70% Equity
0.730
65
63
75
Short-Term Bond
0.790
74
Allocation--15% to 30% Equity
0.820
Allocation--15% to 30% Equity
0.830
59
Allocation--30% to 50% Equity
0.840
Allocation--30% to 50% Equity
0.850
44
55
56
Allocation--50% to 70% Equity
0.870
Allocation--50% to 70% Equity
0.860
58
55
72
Allocation--70% to 85% Equity
0.900
52
43
44
Allocation--70% to 85% Equity
0.880
Allocation--85%+ Equity
0.900
43
Foreign Large Blend
1.030
25
21
37
World Allocation
1.130
27
43
76
Target-Date 2000-2010
0.370
51
47
Target-Date 2015
0.370
49
43
Target-Date 2020
0.360
44
39
Target-Date 2020
0.380
83
89
89
Target-Date 2025
0.350
27
15
Target-Date 2025
0.400
93
93
92
Target-Date 2030
0.330
23
18
Target-Date 2030
0.410
82
85
77
Target-Date 2035
0.320
28
19
Target-Date 2035
0.410
73
81
64
Target-Date 2040
0.320
27
21
Target-Date 2040
0.410
70
74
65
Target-Date 2045
0.320
28
23
Target-Date 2045
0.420
70
76
61
Target-Date 2050
0.320
35
33
Target-Date 2050
0.430
69
74
Target-Date 2055
0.320
38
37
Target-Date 2055
0.390
69
78
Target-Date 2060
0.320
42
52
Target-Date 2060
0.380
74
82
Target-Date 2065+
0.720
Target-Date 2065+
0.880
Target-Date Retirement
0.380
93
95
89
Allocation--85%+ Equity
0.680
46
39
Allocation--50% to 70% Equity
0.690
57
59
Allocation--15% to 30% Equity
0.700
26
48
Allocation--70% to 85% Equity
0.680
41
43
Allocation--30% to 50% Equity
0.710
37
41
Target-Date 2000-2010
0.550
44
25
34
Target-Date 2015
0.570
33
16
43
Target-Date 2020
0.590
24
10
32
Target-Date 2065+
0.710
Allocation--85%+ Equity
1.070
25
11
46
Allocation--15% to 30% Equity
0.880
30
30
42
Allocation--50% to 70% Equity
0.960
40
36
57
Allocation--70% to 85% Equity
1.010
19
16
35
Allocation--30% to 50% Equity
0.910
28
22
26
Allocation--15% to 30% Equity
0.490
51
Allocation--50% to 70% Equity
0.720
54
58
63
Allocation--30% to 50% Equity
0.720
48
51
59
Allocation--50% to 70% Equity
0.750
22
11
20
Allocation--85%+ Equity
0.750
12
10
8
Target-Date 2020
0.510
84
75
67
Target-Date 2025
0.530
76
69
39
Target-Date 2030
0.540
77
63
40
Target-Date 2035
0.550
64
49
30
Target-Date 2040
0.560
62
44
34
Target-Date 2045
0.560
57
50
26
Target-Date 2050
0.560
62
59
32
Target-Date 2055
0.550
62
63
Target-Date 2020
0.190
81
75
Target-Date 2025
0.190
72
66
Target-Date 2030
0.290
71
68
Target-Date 2035
0.190
67
60
Target-Date 2040
0.290
70
62
Target-Date 2045
0.190
66
66

Sponsor Center

Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data.

We’d like to share more about how we work and what drives our day-to-day business.

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

How we use your information depends on the product and service that you use and your relationship with us. We may use it to:

  • Verify your identity, personalize the content you receive, or create and administer your account.
  • Provide specific products and services to you, such as portfolio management or data aggregation.
  • Develop and improve features of our offerings.
  • Gear advertisements and other marketing efforts towards your interests.

To learn more about how we handle and protect your data, visit our privacy center.

Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.

Read our editorial policy to learn more about our process.