Skip to Content
Morningstar

The Travelers Companies Inc TRV Stock Quote

Morningstar Rating
| Rating as of

Morningstar‘s Stock Analysis TRV

Valuation
Currency in USD
Is it the right time to buy or sell?
Find out with Morningstar Investor
Is it the right time to buy or sell?
Find out with Morningstar Investor

1-Star Price

INVESTOR

5-Star Price

INVESTOR

Economic Moat

INVESTOR

Capital Allocation

INVESTOR

The Strength of Travelers' Commercial Insurance Operations Gives It a Narrow Economic Moat

Brett Horn, CFA Senior Equity Analyst

Business Strategy and Outlook

| Brett Horn, CFA |

We believe the strength of Travelers' commercial insurance operations puts a narrow economic moat around its business. The coronavirus affected the company's results in 2020. However, losses stayed well within the range of historical events that the industry has successfully absorbed in the past. On the positive side, Travelers had some natural hedges against COVID-19, and the pandemic was a material positive for its personal auto business, due to a falloff in miles driven.

Unlock Our Full Analysis With Morningstar Investor

Key Statistics TRV

More

Company Profile TRV

Business Description

Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance. Policies are distributed via a network of more than 11,000 brokers and independent agents.

Contact
485 Lexington Avenue
New York, NY, 10017
T +1 917 778-6000
Sector Financial Services
Industry Insurance - Property & Casualty
Most Recent Earnings Jun 30, 2022
Fiscal Year End Dec 31, 2022
Employees 30,800

Related News TRV

Stock Strategist Industry Reports

Where Are the Opportunities in P&C Insurers?

Moats and management make the difference.
Brett Horn
Stock Strategist Industry Reports

Coronavirus Poses Risk for P&C Insurers but Also Opportunity

Losses look manageable, and this could be a good time to buy.
Brett Horn
Stock Analyst Update

Berkshire Picks Up Red Hat and Suncor, Dumps Oracle

The firm also increased its stake in JPMorgan Chase and other financials.
Greggory Warren
Investing Specialists

Our Ultimate Stock-Pickers Top 10 New-Money Purchases

New-money purchases in technology and consumer goods, and Berkshire finds value in the financial sector.
The Morningstar Ultimate Stock-Pickers Team
US Videos

4 Cheap Stocks From Berkshire's Latest Buys

In a quarter with some surprises, we take a closer look at Berkshire's 3rd-quarter transactions.
Greggory Warren
Stock Analyst Update

A Few Surprise Purchases for Berkshire

The Oracle of Omaha and his lieutenants initiated positions in JPMorgan Chase and Oracle, among others, last quarter.
Greggory Warren
Stock Analyst Update

Florence's Impact on Insurers Looks Manageable

We expect limited losses within our coverage and will maintain our fair value estimates and moat ratings for all the P&C insurers we cover.
Brett Horn
Stock Strategist

Rebuilding a Better AIG

The new CEO's background inspires confidence that he can fix issues.
Brett Horn
US Videos

Autonomous Cars Won't Impact Insurers Anytime Soon

Technologies like vehicle monitoring are impacting auto insurers today, but fully driverless cars are too far away to create problems.
Brett Horn
US Videos

Hurricane Impact Material but Manageable for Insurers

We expect reinsurers to feel the biggest impact and see Travelers and Berkshire Hathaway as attractive today.
Brett Horn
Stock Analyst Update

Irma's Impact on Insurers

Because of the limited presence of national primary carriers in the homeowners market in Florida, the biggest industry impact of large privately insured losses could be in reinsurance.
Brett Horn
Commentary

Weekly Wrap: All Eyes on Aftermath of Harvey

The storm in Texas led us to consider the impact on the energy and insurance sectors. Plus, expect a slowdown at Best Buy.
Jeremy Glaser
Stock Analyst Update

Harvey’s Impact on Insurers Should Be Manageable

Although the estimates of total losses remain in flux, we don’t expect any material changes to our fair value estimates for property-casualty insurers.
Brett Horn
Stock Strategist Industry Reports

Tax Reform Could Be Boon for Financials, but Impact Is Uneven

Some financial sector firms could see valuations rise by over a third, while others would see minimal impact.
Brett Horn
Fund Spy: Morningstar Medalist Edition

5 Medalists Swimming Against the Tide in Financials

These proven managers are going against the current.
Greg Carlson
Stock Strategist Industry Reports

Berkshire's a Good Insurance Operator but a Bad Role Model

Markel's 'mini-Berkshire' premium is unwarranted, and W.R. Berkley is a better choice.
Brett Horn
Stock Strategist

The New, Bigger Chubb Is the Best P&C Insurance Buy

The combination of two moaty franchises will create a large-cap outperformer.
Brett Horn
Fund Times

TIAA-CREF to Acquire Nuveen Investments

TIAA-CREF has announced that it has no plans at this time to tinker with Nuveen's operations.
Steven Pikelny
Market Update

Sandy's Impact on Insurance Companies Less Than Feared

Property and casualty firms should have the capacity to pay out the estimated claims from Sandy; we're leaving our fair value estimates unchanged.
Drew Woodbury
US Videos

Forester: Market Comes Back to Quality

Forester Value's Tom Forester says that his fund held up so well in the third quarter due to its bias toward high-quality firms, and he's tilting even further into quality names.
Jason Stipp