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Banco Santander Chile ADR BSAC Stock Quote

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Last close prices updated as of Jan 27, 2023, 6:59 PM EST | USD | BATS BZX Real-Time Price
  • Last Close 16.42
  • Sector Financial Services
  • Industry Banks - Regional
  • Investment Style Large Blend
  • Day Range 16.03  –  16.48
  • Year Range 13.37  –  22.95
  • Market Cap 7.7357 Bil
  • Volume / Avg 1.3 Mil /  471,019.0
  • Price / Sales 2.46
  • Price / Book 1.60
  • Forward Div Yield 7.26%
  • Trailing Div Yield 6.95%

Morningstar‘s Stock Analysis BSAC

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Banco Santander Chile Is Well Positioned to Compete in the Chilean Banking System

Michael Miller Equity Analyst

Business Strategy and Outlook

| Michael Miller |

Banco Santander Chile is the largest bank by assets in the Chilean market. This scale has afforded the bank the second-cheapest deposit base in the country, significantly contributing to Santander Chile’s impressive returns on equity, which are typically in the upper teens. The bank has benefited from the introduction of the "Superdigital" and "Santander Life" accounts that are part of a larger trend toward increased adoption of digital banking in Chile. The bank’s digital offerings are tailored to reach an estimated population of 4.5 million unbanked Chilean citizens and led Banco Santander Chile to receive more new demand deposit accounts in 2020 than the rest of the Chilean banking system combined. As a result, Santander has benefited from a lower cost of deposits, seeing more noninterest-bearing deposit accounts than time deposits for the first time in the bank's history in 2020. Moreover, the bank benefits from high inflation Chile through its inflation-indexed loans, though this tailwind has been offset in recent quarters by higher funding costs, which have risen as Chile's central bank rapidly increased interest rates to fight inflation.

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Key Statistics BSAC

Company Profile BSAC

Business Description

Founded in 1978, Banco Santander Chile is part of the Santander group and majority controlled by Santander Spain. Banco Santander is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans. Banco Santander’s commercial loan business is more focused on small- to medium-sized companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country LATAM Chile.

Bandera 140, 20th Floor
Santiago, CHL
Industry Banks - Regional
Employees 9,988

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FAQs for Banco Santander Chile ADR Stock

Yes. BSAC has a forward dividend yield of 7.26%. See BSAC’s full dividends and stock split history on the Dividend tab.
Dividend yield allows investors, particularly those interested in dividend-paying stocks, to compare the relationship between a stock’s price and how it rewards stockholders through dividends. The formula for calculating dividend yield is to divide the annual dividend paid per share by the stock price.

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BSAC’s market cap is 7.74 Bil.
Market capitalization is calculated by taking a company’s share price and multiplying it by the total number of shares. It’s often used to measure a company’s size. In the Morningstar Style Box, large-cap names account for the largest 70% of U.S. stocks, mid-cap names account for the largest 70–90%, and small-cap names are the remaining 10% of companies.

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BSAC’s stock style is Large Core.
Style is an investment factor that has a meaningful impact on investment risk and returns. Style is calculated by combining value and growth scores, which are first individually calculated.

High-growth stocks tend to represent the technology, healthcare, and communications sectors. They rarely distribute dividends to shareholders, opting for reinvestment in their businesses. More value-oriented stocks tend to represent financial services, utilities, and energy stocks. These are established companies that reliably pay dividends.

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BSAC’s price/sales is 2.46.
Price/sales represents the amount an investor is willing to pay for a dollar generated from a particular company’s sales or revenues.

BSAC’s price/forward earnings is 8.69.
Forward P/E gives some indication of how cheap or expensive a stock is compared with consensus earnings estimates. The lower the Forward P/E, the cheaper the stock.

BSAC’s price/book is 1.60.
Price/book ratio can tell investors approximately how much they’re paying for a company’s assets, based on historical, rather than current, valuations. Historical valuations generally do not reflect a company’s current market value. Value investors frequently look for companies that have low price/book ratios.

See BSAC’s valuation ratios compared to the Market Index.

BSAC’s beta can be found in Trading Information at the top of this page.
A stock’s beta measures how closely tied its price movements have been to the performance of the overall market.

Compare BSAC’s historical performance against its industry peers and the overall market.