The State of Retirement Income: Safe Withdrawal Rates
The State of Retirement Income: Safe Withdrawal Rates
What’s a safe withdrawal rate for retirees? We estimate 3.3%. However, there are various factors that could affect this percentage, resulting in the retiree withdrawing a significantly higher amount. This report explores ways that retirees can make their savings last longer without compromising their standard of living.

What's Inside
What's Inside
- What portfolio allocations will support higher lifetime withdrawal rates
- How a more flexible spending approach can result in safely sustaining higher withdrawal rates
- Strategies that can be implemented to increase a retiree’s sustainable withdrawal rate