Investing Specialists

We've designed these portfolios to maximize returns while limiting Uncle Sam's take.

Our model portfolios are designed to facilitate in-retirement cash flows--and to limit Uncle Sam's take.

The key isn't to take no risk at all, but to let the probabilities tell you how much.

Tax considerations suggest yes, but other factors may argue against it.

No matter your life stage or financial goals, identify the right investments for the job.

Small steps to avoid the 'procrastination penalty' can make a big difference in your eventual return.

Proper accounting of cost basis is essential to avoid paying more taxes than you need to.

Taking care with asset placement can result in big tax savings.

From contributions to conversions to distributions, don't fall into these traps.

Has tax season become a frustrating paper chase? These tactics can buy you some relief.

Tips for selecting the right account type, using new contributions to adjust your portfolio's allocations.

Three arguments against getting started in investing with individual stocks.

The New York Times columnist offers insights from research he conducted for his just-published book, "The Price You Pay for College."

Morningstar’s director of manager research on 'Flowmageddon,' seismic shifts in the fund industry, and why fund-company mergers usually fizzle.

We recap the week on Morningstar.com and note the most popular stocks, funds, and exchange-traded funds.

The author and The New York Times columnist discusses college during the pandemic, the 'psychological head trick' of merit-based financial aid, and what's driving college costs upward.

Key financial priorities for investors in the peak earnings years of their 40s and 50s.

The late 50s and early 60s are the perfect time for investors to embark on a savings sprint, assess the viability of their portfolio, and build out their stake in safer securities.

For people in drawdown mode, tips on asset allocation, Social Security, annuities, withdrawal rates, and more.

The accomplished T. Rowe Price Capital Appreciation Fund manager on making good macro calls, finding quality income, and more.

We recap the week on Morningstar.com and note the most popular stocks, funds, and exchange-traded funds.

A lower starting withdrawal rate doesn't guarantee you'll have to live on less.

A two-time Morningstar Fund Manager of the Year winner on the benefits of concentration, the attractions of utilities and BB bonds, and his team's focus on "return on time spent."

These forms can yield valuable information about your portfolio's asset location and tax efficiency.

Overrated? Story stocks like GameStop. Underrated? Frictions, boredom, and paralyzing confusion.

We recap the week on Morningstar.com and note the most popular stocks, funds, and exchange-traded funds.

Gerard O'Reilly on why he’s keeping the faith in cheap stocks and why the firm is launching ETFs now.

DFA’s co-CEO and chief investment advisor shares the latest on the launch of its ETFs, the importance of client relationships, and the role of academic research in the firm.

In volatile market environments, tune out the pundits and take a look in the mirror.

The right amount of risk to take in your portfolio depends on two key variables: your risk capacity as well as your risk tolerance.

Use anticipated spending needs and probabilities of a positive return over your time horizon to back into the right mix of cash, bonds, and stocks.

Rules of thumb won't cut it for this important question. How to customize based on your own situation.

Tips for customizing your own glide path.

A combination of incremental, not revolutionary, changes can help bridge the gap.

From pensions to small-business ownership, how to know if your mix of stocks, bonds, and cash should not look like the others'.

The 4% guideline can put you in the right ballpark, but the best spending policies factor in time horizon, asset allocation, and market fluctuations.

Families must contend with competing challenges: time and high inflation.

A diversified portfolio with various time frames can help you meet your income needs during retirement.

We recap the week on Morningstar.com and note the most popular stocks, funds, and exchange-traded funds.

Nearly every firm has ratcheted down return expectations, but international equity remains a bright spot.

The father of the life planning movement discusses his famous 3 questions, training financial advisors to go deeper, and the climb toward a fiduciary standard.

Charles Schwab's chief investment strategist discusses the rotation away from COVID-19 'thrivers' and the case for non-U.S. stocks.

We recap the week on Morningstar.com and note the most popular stocks, funds, and exchange-traded funds.

We employ actively managed mutual funds and a stock-heavy portfolio mix.

Its allocations illustrate that even 40-somethings should be mostly in stocks.

Even with retirement on the horizon, our portfolio maintains a sizable equity weighting.

An all-passive portfolio for investors with very long time horizons.

This equity-heavy portfolio also includes a small dose of high-quality bonds.

For a pre-retiree, our portfolio includes a larger--and better diversified--stake in bonds.

All portfolios posted strong gains in absolute terms, but a classic 60/40 portfolio was tough to beat.