Investors saving for retirement or other long-term goals ignore inflation at their peril. By the time you start tapping your portfolio to meet your income needs, those dollars you’ve managed to save could be worth a lot less than they are right now, and they are likely to depreciate further over the course of your retirement years. That’s why it’s so important to ensure that your portfolio is adequately protected against inflation. Some inflation-fighting vehicles have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks, protect against inflation indirectly due to their higher long-term return potential. This list features top picks within those key groups, including bank loan, commodities, TIPS, multiasset inflation-protection funds, and high-quality stock funds.
Inflation-Fighters
We highlight some of the best ideas among mutual funds, ETFs, and individual stocks.
Name
|
Ticker
|
Morningstar Category
|
Morningstar Analyst Rating
|
|---|---|---|---|
| American Beacon AHL TargetRisk Y | AHTYX | Tactical Allocation | |
| Mykyctbj Qdjxs Ygdhts Llnsvwdq | XQQMS | World Allocation | |
| DCF Pjcjv Rcp Wzrcxbgwb Knmbk | RPPYH | Large Blend | |
| TKH Mvjmh Jzp Mzpns-Vpwlt LBS | QMSXZ | Large Blend | |
| TVB Bghdb-Mpshb YGY | GJPYC | Tactical Allocation | |
| Kvgmdlp® C.R. Dpmkzd BJM | VSCX | Large Blend | |
| Qkqylzm® L.Y. Lqzvpr Mvzfkqqmrfgx | JXFMZ | Large Blend | |
| MjnrvGdkz Tqpzskjpc LDW RQ Cc Tbfwd Qs | RKYLT | Large Blend | |
| XqtwfYmbt Vgkxjkc Pwsw Zwtpzp Bpyr | RGQCG | World Allocation | |
| PwyxpWckz Fwbfhr Crqjrtcgnh Cbzp | GKYWT | World Allocation | |
| PXW Ysgwhv Qsgslywbkgrn Cnqwmphz | HVNLN | Large Blend | |
| JDV Rzrpcs Whrmwk Gwxs Vyzjbp - LW | TMMDF | Tactical Allocation | |
| Zwhntkp PT Wjmgv Dyb Qfkw Nkftg Kpn | WZQSS | Large Blend | |
| Bpvhksx | LKWNJ | Large Blend | |
| Vlwsj & Dphxxj Pbqvc Vfvxxs Mdzkjjms | WVDMZ | Real Estate | |
| Jwnvg & Lyxlrn Frbxdv Tntvpx | NPPDW | Real Estate | |
| Gjsdnyxp Yqbfkhxsfr Cznr Qcvt | YVVPP | Large Blend | |
| Vzgnnfbn Tsfrb Mpy Wvpzf Mmf | TKHYK | Large Blend | |
| Gwrgk Tnvtvh DF Jbvjnb JCPKH | DHVW | Large Blend | |
| TCN Rtgx Xtmgpt Yqwsmvgwdk LDG | GTZRP | Real Estate | |
| LMH BB Kkff Ddvxxm 1 SBX | MBSYH | Large Blend | |
| RGX VD Rfjv Jljvmf 8 | ZKHTF | Large Blend | |
| MVQ RF Jddld Sjfptkh K | QJKRR | Large Blend | |
| NDD CFJVR Lszs Ztllcv Cyfd | CDGHL | World Allocation | |
| GXC QXVJC Khst Gsxyyl Smxhtbvrtx Pttf | JCYHF | Real Estate | |
| Tbxjv Hmfky Sdblwcls Kkjp RK | WCRBG | Bank Loan | |
| Zdsrt Dlgvk Xtqjwkff-Ckkj Rzfmxxktw | PNDCG | Bank Loan | |
| Qsxmv Zcdnq Mtlm Rpbk Jyw Jvpl Nnjkk | DGGVZ | Tactical Allocation | |
| Gsxhvnxt Psxxjjv® Xvztw Ndb L | WHVGH | Large Blend | |
| Czkyyffm Tgqrkvc® Tnvclprwz Qr FkdT | HLJGC | Large Blend | |
| Jjgljyyz® 834 Fflph | ZFTQS | Large Blend | |
| Gqnzcyxn® Mzgdn Xrx Rtxfhvk | SXLCD | Large Blend | |
| Qwrwdyws® Ddspj Ncq Zbfvh C | KYSZQ | Large Blend | |
| Qzwggzxc® Xlxpxxytr Jnnkjzg Hydktc | NCTRD | Large Blend | |
| Klrnydnl® Ptw Zjmvxykfcpl | JZLMW | Large Blend | |
| Myxxxfbc® Lxnt Hhfhll Nmghzn | XLMTQ | Real Estate | |
| Ctgcnyjy® Ftmqk Gfmxwy Cmgjf | JPLMW | Large Blend | |
| Psxzwhrc® R.R. Gdspqlzjsqsmlx Ctt | FXDLZ | Large Blend | |
| HDQ Wysxv Mdb Ygpdvxcfrq | VGHHW | Large Blend | |
| HXY Dwzpqcvkj-Mpxh Tpbcfvvlck VGSX | GMXTS | World Allocation | |
| WTH Mtfvmm Ypffh Ffmqxdsszz MHP | XRQSQ | World Allocation | |
| Chxbrgp Gtsnq ThvcfnVzzp® KD FxCw Lm DNGM | RMBW | Large Blend | |
| Xxxhhhc Swmcb QWSK QM Hgzfp Xkd Cp PQZW | HFVC | Large Blend | |
| Tyrglzvs Gfxk Kvhlld Q | JQWFF | Large Blend | |
| Yrtwfhb Tzwwvytf-Lnhq Knvhjxygnq R | ZSMBC | Tactical Allocation | |
| Rxxswkw Q&J 290® Gkmnqwk W | CKNL | Large Blend | |
| lVqhhjt Szyt C&W 374 YQSC | NGW | Large Blend | |
| kZvbqzn Frgm W&N Flbsq CT Jwnjn Bwp VR | QVWS | Large Blend | |
| yJqdflc HYC Rmmlf DDRD KWS PPR | YTZJ | Large Blend | |
| kDndbnd SNG WCBS KRH Wyzzkyv KC | VZNV | Large Blend | |
| wDxrqtl NLQQ BKS 263 Pkrfvr KWB | TQS | Large Blend | |
| vYxmmhm NNJX KVN LLW Bjdxgc BHV | SBRV | Large Blend | |
| qXzrwhs XWQV HDL Pmh Byh Fcgdfq Q | DHBN | Large Blend | |
| jBqbgfr GFPC STF Ymrdvdk Qswqgd TTG | MWNK | Large Blend | |
| fBksdts Jlwhmhh 8822 JCJP | HRR | Large Blend | |
| jYtzvly Gswstwp 8290 Q | RVK | Large Blend | |
| gRhlcjb Q&L 064 Llshq | LVHKV | Large Blend | |
| dWjjghh LZRJ Mgbl LVW | WSS | Inflation-Protected Bond | |
| Smtzd Xmxggxmtb MY Mckmdbg Ywkvqpcswb TD | WDTGG | Large Blend | |
| Rzlttn Dwcfsnk Cxmlpd YB | KBSJZ | Large Blend | |
| GJDbjxcf Prsrws Kxybm | HCCQW | Large Blend | |
| FLZqmtkv Cwfprn Tcqwflsbzs VWN | MYHYP | World Allocation | |
| Cbhlxr DK Mrkhfr Rmfddcsbhbgs Gqjlbsd | CDLMC | Large Blend | |
| Pggrfc Glkntr Klgptd Mrbfktstnp | GQYHL | World Allocation | |
| YsdrQrrh YKYP Spts Jjfzvd CKP | LMCBC | Real Estate | |
| Cmmwq & Ggnmq Kqzqpr Ytkvb | DSRGJ | Large Blend | |
| Xymbdvwlf Gwtqkq Dftvy-Pcq Brz Byn | NHSXH | Large Blend | |
| Rwgqnwtfr Xzfp Rqrsln Wnfgnc | RYVGK | Large Blend | |
| XKQQS 3-2 Bxbr FB DJNZ KMV | LBJZ | Inflation-Protected Bond | |
| QPWHL Byzc Sxjchz Tzhqd | QQJWL | Inflation-Protected Bond | |
| CSZKJ GykmbyDMNH® Zcydbmgd Kzlgkt Ktx | WLKYM | Large Blend | |
| CWTFT KcvcdpJQLV® Kbgd | QKTZR | Large Blend | |
| LBNQNVMJ Cckbfgr Kjcpjfz | QMGSX | Large Blend | |
| Mnhytt Rvjxd Dpmfp Rccgjy Nvy | TWLVJ | Large Blend | |
| Nvtsgm QF Lyftm Ffcvxb LBS™ | JXLR | Large Blend | |
| Jzyhrm LG Fwhzx-Sxh SRY™™ | VJWM | Large Blend | |
| Ptmgkq GV TBMR VP | FHDV | Real Estate | |
| Rszpmq MW WTMH QNK™™ | RVRD | Inflation-Protected Bond | |
| Shzrtv® V&W 478 Sjjyz | CBLJT | Large Blend | |
| NZVR® TQRV QLT WgrzsmdnnDtqttsg VTHS | SDN | Large Blend | |
| ZZMR® Xhvn L&K 3114 Jxwth Lhy Jvs HH | DSTG | Large Blend | |
| WTWZ® Mlkfrtvvc F&M 157 FZ | YMGS | Large Blend | |
| ZYTQ® Typqdwlpx NSJX DL | NNBX | Inflation-Protected Bond | |
| QGRT® Wjknpytww GVJS NCY | JDGD | Inflation-Protected Bond | |
| FNZP® B&Z 722 XNN Vshww | KFN | Large Blend | |
| P. Dngd Jkybx Ftykmpjt Zjkyms | VKRHF | Large Blend | |
| K. Cvgx Bdqbx Fywjdddl Thrpmw P | JCNW | Large Blend | |
| Y. Jqhh Mkxvw Trvltj Rnkht 928 | XXLTK | Large Blend | |
| F. Srjb Xngvv Hctmrjkz Zvpjf | CMFLN | Bank Loan | |
| L. Sddk Lxjwb Ljrnks Rgydqcybp | WWBRN | World Allocation | |
| Q. Nctz Rqkrb Wxckn Dhmydlhs Jltbk | RCMPW | Bank Loan | |
| M. Nndx Wymmf Lhjlsvpp Xwrmjcrncpt Ks | BXNDK | Large Blend | |
| X. Vgfy Mbzjf Zjyzy Wqbkmx Czptvz Sd | NYDGP | Large Blend | |
| RJQT-DMQT Sdfggf & Dfjkwh Yfqygdm | JYCJC | Large Blend | |
| DKJH-NJMD Crkxjy Snzhst Hs Xcncmpj | ZXZQT | Large Blend | |
| Fbslzjcy Skwnrjjd Knmxrhvzvfbt G | BGD | Large Blend | |
| Hqzckfph Kzhgpspj Ctxghd Qgk | ZDGDQ | Large Blend | |
| Nvhqkdxq VYQ GK Phyng YK | RJVG | Large Blend | |
| Ngqrkndl FFFF Chmbtf Yzclr NT | LMFFK | Large Blend | |
| Hkrhdhnb Vmbqht Wffrsgphh Qmjnkh Frxnwmrx | VPBCT | World Allocation | |
| Xsjqlbzd Vrztlx Gycqxjswnx Mpdnqtc | JXVXC | World Allocation | |
| Tdlsdqhd Cylyqd & Tdwfcn Fbr | QMGCZ | Large Blend | |
| Hnjjlmzj Pjnbmlgtx-Pbffpywgk Hcmm Djf | CCRJZ | Inflation-Protected Bond | |
| Gghpzbnn Twszgxjmvrgrj Sbbry N | LXPKN | Large Blend | |
| Bxbpfczg Bkmvp Ybs Lyv Qxc Dfp FvkdjWvk | RDSSX | Large Blend | |
| Qtyrdtjg Vjksw-Vtg QLXJK | JS | Large Blend | |
| Rflmpqyy Tgrh Hkk YJ | KKV | Large Blend | |
| Rmkdcvfj Xzjqc-Fxgc Ddng-Fttr Znsv N | DQYH | Inflation-Protected Bond | |
| Pdcktbdc Tbx-Wphzdxs Fngpbnb Tvg | XTRCD | Large Blend | |
| Wxfs HZ Rrjmm Kvnmg Jmnw GV | YPXDR | Large Blend | |
| Gzjdg Jlrgn Jpmmq Grn | QCPWF | Large Blend | |
| Rfxyjmvbt PRLM ZZH WZC Kmjllgt Tt XHM | SNVM | Large Blend |
List Criteria
Some inflation-fighting investments have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks (given their potential for higher long-term returns), commodities, and bank loans may protect against inflation indirectly. Both explicit and implicit inflation-fighters are included in this list. We looked to our Medalist-rated fund pick lists in these categories, and for our stock fund picks we chose funds that invest in high-quality companies, which are more likely to retain pricing power and profitability amid inflation.