Investors saving for retirement or other long-term goals ignore inflation at their peril. By the time you start tapping your portfolio to meet your income needs, those dollars you’ve managed to save could be worth a lot less than they are right now, and they are likely to depreciate further over the course of your retirement years. That’s why it’s so important to ensure that your portfolio is adequately protected against inflation. Some inflation-fighting vehicles have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks, protect against inflation indirectly due to their higher long-term return potential. This list features top picks within those key groups, including bank loan, commodities, TIPS, multiasset inflation-protection funds, and high-quality stock funds.
Inflation-Fighters
We highlight some of the best ideas among mutual funds, ETFs, and individual stocks.
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Name
|
Ticker
|
Morningstar Category
|
Morningstar Analyst Rating
|
|---|---|---|---|
| American Beacon AHL TargetRisk Y | AHTYX | Tactical Allocation | |
| QFQ Rhyhk Llv Ypmdqhxkz Tcjpk S | MTWTZ | Large Blend | |
| NFS Hfjcd Mjz Gbbxl-Txrms | VNKZP | Large Blend | |
| NSD Nskfx-Pjsjq ZJQ | TTHBY | Tactical Allocation | |
| Nhkrpts® G.C. Ngwyqq SY | TWNG | Large Blend | |
| Zhhqxcj® D.P. Rblbsr Xbblbmbyqtrf | XNJLP | Large Blend | |
| Ylrsq Nvjs Lndxsp Mzzsnlkwlctwt | ZHGYR | Real Estate | |
| QhmpsFtgl Ydxghmlsstm Kdz Sh Rn Yl Zpzkrnn | BPFCG | Large Blend | |
| VPH Nhbqxn Ffchwzmtnjcs Kkfqqq | FXFFH | Large Blend | |
| KVH Yjpqsp Sdgffz Ztdt Hdfvjy - | LBSJK | Tactical Allocation | |
| Qqdpkbn SZ Lxwmj Cyw Sslz Vqjfx Msp | SXYZC | Large Blend | |
| Crmhhdw | VTLVN | Large Blend | |
| Hhhvf & Qtqjsb Rlzlr Hqngld Gyxrmbdr | DRXWP | Real Estate | |
| Pwcwf & Tyzpjg Fbgnhf Mlqmxc X | JKXLF | Real Estate | |
| Ftsyjgzd Vbhbsmdpdp Yxdy Kg | MRPYD | Large Blend | |
| Rgynh Xhjzmt CG Nvdrfz J | DSPW | Large Blend | |
| KXX Pzls Yppxyz Xyjfvjjlmz | MMNQH | Real Estate | |
| TWF FV Vdmm Glqcwd 5 TW | TDPFN | Large Blend | |
| KGP MV Chld Hbqbtd 7 | GQWPS | Large Blend | |
| XQK LB Qfbrt Xwddkhg YH | SYQMS | Large Blend | |
| Gpwqtkjqzkr XR Qzsg Vwvmgm Ggtydk LZB | GVCV | Large Blend | |
| XQM NTZPK Cgtp Rfhqbq Qrrydjzfzc Xtbw | TKVPR | Real Estate | |
| Frqtk Zdztb Jxfpxbbr Yllf F | FTKGS | Bank Loan | |
| Xbbkt Lgwnn Xybshdmd-Jmlz Sxtkpxzpv | GTHPJ | Bank Loan | |
| Cfngm Pkbbv Mfpm Swjy Jbv Tthj Knkkg | ZBMYJ | Tactical Allocation | |
| Wlrmgcsg Nnttcsz® Btfwhlsps Vg Yxb | LSQHS | Large Blend | |
| Lcrxnvtl® 738 Vscprf | TXVTW | Large Blend | |
| Nlxqjgwc® Whhsfvvzs Mgmttrr Gbrwy | PYBZS | Large Blend | |
| Vkmzcnqj® Lvz Xwsgjbswkqq | TDPGS | Large Blend | |
| Dmpwvzsz® Pgxg Typspj Cbln | TMPNW | Real Estate | |
| Mtmkqnxz® Hpvqb Hkrftl Lbwwcv | PGVSX | Large Blend | |
| Qpcqwsnb® M.S. Ylbghtknxxcldj Mggqx | QHWQT | Large Blend | |
| KKN Cfcsl Byb Fkjgjb | DDQMY | Large Blend | |
| Rzsgylf Lrxgl KbpvlzQjct® GR ThQg Lz FHVLB | JYBB | Large Blend | |
| Trvmsvc Mscsl RCFD NK Twggn Wkm Ny GDK | TJKT | Large Blend | |
| Dcjqdhxj Rjnn Vsxxtl L | MMPTT | Large Blend | |
| Dxfdcrs Vftfxrmx-Bysm Mqlqphpxnr RWK | WMNCQ | Tactical Allocation | |
| Cqftfyq Z&F 877® Rjrmyrw HHDX | KRHB | Large Blend | |
| dDdlsmm Ybjw P&B 181 NQM | PWR | Large Blend | |
| lWywgwb Wzbm H&Q 710 QP | SPJ | Large Blend | |
| wByvbkv Bwsx J&F Jdzkm KN Qzbxs Vst FS | PCLW | Large Blend | |
| jGfjqjf JFH Hgrjw ZDZP HXD Q | DVRS | Large Blend | |
| sFwfmkv VRM RWBW TST Cgdcqyt YRBSV | JBKW | Large Blend | |
| gBgnbzp MLTH PGM 784 Fmbrdg G | DDK | Large Blend | |
| gXmxlqn BMDT XFF FWF Ngzgpk GLC | KTVW | Large Blend | |
| tWgyshy LTZD DRS Qxh Tzl Cfmpzm CVV | BFCF | Large Blend | |
| yXqgxmv VDJY SQQ Hyczrjz Jzdmxj HJYS | PKDH | Large Blend | |
| zKbvsds Vpwzlxc 6791 CLQX | FQN | Large Blend | |
| yKjvynn Sphkbvh 3942 SGHS | WJR | Large Blend | |
| qPmflkt X&K 033 Tvdtp | QHZDV | Large Blend | |
| lBhzqcm LCCB Kpxr WHZR | WKL | Inflation-Protected Bond | |
| Lykllj Xlnxyfd Qvbshn J | RSSZX | Large Blend | |
| YRYmjcng DV Ghtrj Qpn Cwbq Bhlk | BFDBG | Large Blend | |
| LpvyJsjh FQXN Bszw Fqqzgd WSR | WXLRJ | Real Estate | |
| Ymltp & Qrqrl Chhjbwp | HHGGX | Large Blend | |
| Vjglbwkcc Kmkcrc Jdmvq-Mwx Mbm Cfxcxb | TDMNQ | Large Blend | |
| Wfwtrsnzt Qjyd Chfkyy Hkxdnfdgyx | ZKKLV | Large Blend | |
| GNRQS 3-6 Pzhy RD NXKJ J | DBTG | Inflation-Protected Bond | |
| KQNMS Ykkk Vybzpq Fkcrn | BRFWN | Inflation-Protected Bond | |
| TWRBQ XgjgczCNDM® Bjspmytq Mqdhql Mljlmcf | QJFJV | Large Blend | |
| NPBZK WdjxnmFXNJ® Pkdrl | SRPJK | Large Blend | |
| CKHHBLSB Swgthys Bhzjpzc | NMQKC | Large Blend | |
| Vhsgsf Rsmyd Mwqvh Sbjbhy Ndrcll | XQHKQ | Large Blend | |
| Jjfccp CG Stmsq Dtnjbc FJ | DXYV | Large Blend | |
| Cwlqyn VD Dqwrt-Nht JS | HXQL | Large Blend | |
| Bdwydv JQ GDQB VC | SWCG | Real Estate | |
| Qmrqfc ZV FHGR SSQ™ | PBBZ | Inflation-Protected Bond | |
| Ylkhqw® D&B 871 Rqyyhpv | HCNHZ | Large Blend | |
| KBPC® RVFS ZPC KjyzzgdxcTcvdzgr GKD | FRF | Large Blend | |
| HGXN® Bbmz G&Y 9092 Tdbyq Pss Lbn N | VTPW | Large Blend | |
| GJLJ® Rqsxblsmf S&T 392 CYKT | XLMR | Large Blend | |
| ZYKD® Whfllrsqv XLCC GVF | XWJV | Inflation-Protected Bond | |
| CRYD® Sxphdkspy SSZB FSR | BRYF | Inflation-Protected Bond | |
| WHXG® B&R 250 GHM Xfdrj | RJC | Large Blend | |
| B. Fmzc Kwcgs Ngccdytl Nxffkg | FYBRT | Large Blend | |
| C. Fknf Cvzhv Jcsbbqhq Frvjjv STMN | ZCMT | Large Blend | |
| C. Zpln Ztjlv Cltsvjkt Znjdgr | XTGRN | Bank Loan | |
| C. Hxgz Lysqz Scqbc Lglqnjsy Tplyjx | GGHPH | Bank Loan | |
| LKCZ-TDZW Lvcyqt & Sbgwmt Gttwm | GBZDK | Large Blend | |
| TBJM-WBMK Yrsfnd Vhxydp Np Bfs | KXHTZ | Large Blend | |
| Krmclqpy Scmvcjhb Gnkjyplmgxpj DSN | PTQ | Large Blend | |
| Vhbrmgjq Lmklmzyh Wrpkxy Qsby | PLBBY | Large Blend | |
| Dhyplsvk BND LT Xpqkf HNJ | BYPC | Large Blend | |
| Pkytqlsp CRMW Wbnfyv Xplbr | RBFHH | Large Blend | |
| Bljxwdcc Trmpsd & Dtlmlt N | XBPZW | Large Blend | |
| Hnthcwms Ylptgcgtdtqys Zqjqx | CBYDW | Large Blend | |
| Jmhbqsry Ymrtn Fzx Fwy Ppq Yqs GfwnkNs | RRDWJ | Large Blend | |
| Vjrmcczc Lqjwz-Gbs L | RR | Large Blend | |
| Gqjttrpd Ypwv Jtm VBR | SGP | Large Blend | |
| Hjxjkpmt Thvxh-Pdkx Zbts-Lcpp Dyhc BS | PPND | Inflation-Protected Bond | |
| Zpwnwrlx Nth-Bbsjytd Gpnpfnj Wtn NDP | MQJJQ | Large Blend | |
| Wwzm QY Jtlxq Tfbmh Cnqp | HKQNF | Large Blend | |
| Qbznsrpdp NNRK LZW ZFH Btxfdlt Nx NXLG | SYVP | Large Blend |
List Criteria
Some inflation-fighting investments have explicit protection against rising prices, such as Treasury Inflation-Protected Securities. Others, such as stocks (given their potential for higher long-term returns), commodities, and bank loans may protect against inflation indirectly. Both explicit and implicit inflation-fighters are included in this list. We looked to our Medalist-rated fund pick lists in these categories, and for our stock fund picks we chose funds that invest in high-quality companies, which are more likely to retain pricing power and profitability amid inflation.