Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Christine Benz details what to look for in your midyear portfolio checkup.
A noted retirement researcher and financial planner discusses the benefits of Treasuries in retirement, putting guardrails around withdrawals, and why discretionary funds work.
How to approach your allocations when the stock market is a ping-pong ball.
Hands-off investors are apt to find that it's time to rebalance not just to bonds from stocks but also to value from growth and to non-U.S from U.S.
With state and local budgets under pressure because of the coronavirus, taxes from these entities may become a front-burner issue if they're not already.
The Betterment founder and CEO on evolving beyond robo-advice, client behavior during the recent market swoon, and deterring harmful trading activity.
Income and wealth disparities along racial lines have repercussions for all aspects of life in the U.S.: education, health, homeownership, retirement, and life expectancy.
A leading voice in the 'financial independence, retire early' movement reflects on the path she’s taken to achieving a 'work optional' life.
Christine Benz outlines must-have documents for your estate plan.
There's a lot lining up in favor of IRA conversions right now, but watch out for unintended consequences.
Christine Benz suggests retirees should take a balanced approach to these strategies.
The prolific author and investment consultant weighs in on whether indexing has gotten too large, Vanguard's foray into private equity, and the spots where active management might still work.
If the past few months have given you more time for introspection, use it to improve your financial plan in a big-picture way.
The prominent manager of BlackRock Global Allocation Fund addresses the COVID-19 pandemic's macroeconomic impacts and their implications for asset allocation and investing.
Christine Benz discusses pitfalls investors encounter as they navigate volatility and recovery.
We examine the implications of this market for retirees.
Waiting often makes sense, but your actual mileage may vary.
'The Sketch Guy' discusses the value of asking the right questions, how placing small bets is less daunting than setting goals, and finding 'enough.'
Tim Steffen talks about about how retired investors can handle RMDs this year.
Pimco's Tim Steffen discusses some considerations to bear in mind before converting.
The retirement savings plan for government workers is superb, but some of the coming changes are overdue.
Morningstar director of personal finance Christine Benz addresses money concerns that are top-of-mind for investors of all life stages.
Christine Benz offers tips and warnings for those with more investing runway.
Christine Benz discusses the best and worst places to look for needed funds.
Christine Benz offers some advice for retirees.
Christine Benz points out two areas to evaluate.
A pioneering researcher on the role of human capital in financial planning, the importance of biological age to retirement planning, the role of annuities and tontines in hedging longevity risk, and more.
With cash and bond yields so low, the "safe" return of other nonportfolio assets is even more attractive.
Christine Benz takes a second look at experts' expectations for the long-term returns of stocks and bonds.
Christine Benz discusses how two types of investors can approach this period.
The noted retirement researcher discusses how pre-retirees and retirees can adjust their plans in times of market stress.
Most of the surprising developments relate to the safe parts of the portfolios--Bucket 1 and Bucket 2.
Despite fears over a deep recession, lower equity valuations signal higher future stock-market returns, according to our roundup of forecasts from major investment firms.
Details on workarounds for early RMD-takers, QCDs, and why some taxpayers may want to take a distribution anyway.
A leading behavioral researcher discusses the importance of setting the right retirement-plan defaults and how the current crisis puts urgency around "rainy day accounts."
As the need for charitable gifts grows, the CARES Act ushers in changes affecting retirees, non-itemizers, and heavy givers.
Morningstar's Christine Benz suggests some personal finance tasks you can do while the world is on pause.
Investors are right to be questioning bonds' role in their portfolios, but they still serve a useful purpose for many.
The manager of the Davis NY Venture fund offers his thoughts on how best to sift for bargains post-sell-off, his team’s fondness for financial stocks, and why Berkshire hasn’t made any acquisitions yet.
Jeff Levine shares some ways to think about improving your tax position.
Volatility is usually more distressing for retirees than it is for people who are earning a paycheck. Here's how to find peace of mind.
Running through our six-step checklist can provide peace of mind with your portfolio and plan if volatility persists.
A veteran bond manager compares the current economic and market crisis to previous ones and reflects on the attractiveness of various asset classes at this juncture.
We discuss our latest views on stopping the spread of the virus as well as the economic implications.
Tax and retirement planning expert Ed Slott looks at financial aspects to consider now that the tax filing date is later.
There's no telling if stocks have bottomed, but selling losing positions can help you find a silver lining in a down market.
Jeff Levine discusses what's changing and the pros and cons of 401(k) loans versus hardship withdrawals.
The recent tumult illustrates the importance of using your time horizon to guide what kinds of bond funds to hold--or whether to hold them at all.
The leader of Vanguard's initiative to offer private equity investing discusses his views on private equity's role in a portfolio, how Vanguard will structure its offering, and why the firm is bringing it out now.
Tax and retirement planning expert Ed Slott says converting traditional IRA balances to Roth may cost you less in taxes now.