Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Selecting your own investments? Here's what to know before you start.
Follow these steps to benchmark how and where your plan falls short.
The costs of participating in company retirement plans have come way down, but investors in small plans pay far more than large-plan investors.
Evaluating the best options for tax-efficient--and automatic--savings outside of a company retirement plan.
The 'White Coat Investor' discusses how high earners can avoid lifestyle creep and why a minimalist approach to investing is best.
We put that question to Social Security and retirement expert Mary Beth Franklin.
Life stage makes a difference.
The longtime manager of FPA Crescent Fund talks balancing risk and reward in the COVID-era, why he's not holding even more cash, the case for Wells Fargo, and more.
New investors can avoid pitfalls with the right tools.
Your personal experiences have likely had a big influence on how risk-averse or -tolerant you are.
Retirement researcher Wade Pfau discusses why low yields put this withdrawal rule at risk and what strategies retirees can use instead.
To understand whether these complicated products might suit you, start with the goals you have for your money.
How volatile markets and concerns over the program's finances should affect claiming decisions for pre-retirees and early retirees.
Who does and does not benefit from a dipping dollar.
The tax- and retirement-planning expert discusses SECURE and CARES Act implications for charitable giving and estate planning, the pause on RMDs, and why 2020 is shaping up as an ideal year for Roth conversions.
Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.
Maximizing nonportfolio sources of income can reduce demands on your portfolio.
How to handle this decision--even when it is made for you.
The Capital Group fund manager discusses where bond investors are getting paid to take risk today and the role of bonds in an ultra-low-yield world.
COVID-19 has disproportionately affected people in nursing homes and other long-term care settings. Will lasting change follow?
What to consider if early retirement is on your radar in today's economic environment.
Maria Bruno discusses options from the old and familiar to the new and temporary.
Six key steps for incorporating rebalancing into your retirement plan.
It has been a tough year for dividend-seekers, but these funds balance high payouts with volatility control.
The influential author and researcher shares his views on retirement income, asset allocation, equity valuations, whether indexing has gotten too big, and more.
Annuities can offer valuable protection against clients outliving their assets, but they can also be high-cost and complicated. We dig into some pluses and minuses.
Reports of the strategy's demise are greatly exaggerated.
How to decide whether you still want to take them.
Dividend-growth strategies tend to hold up well on the downside--an important attraction in 2020's volatile market.
Annuities can offer valuable protection against outliving your assets, but they can also be high-cost and complicated. We dig into some pluses and minuses.
GMO’s head of asset allocation discusses value’s underperformance, why a 60/40 portfolio is apt to be a losing proposition after inflation, and what the market is missing about emerging-markets value.
It depends on your expectations and time frame.
Financial planner and retirement researcher Jonathan Guyton explains how to implement spending rules that fluctuate with the market--but not too much.
Bonds buoyed the moderate and conservative portfolios, but all of these equity-heavy portfolios were in the red at mid-year.
Retirees should consider being flexible with their spending plan.
The manager of T. Rowe Price's target-date series discusses the firm's more stock-heavy allocations, how target-date funds keep investors in their seats, and the puzzle of retirement decumulation.
Where should they look--and not look?
If your goal is to look out for your loved ones, consider tackling these estate-planning additional jobs.
High-quality bonds limited the mutual fund and ETF portfolios to modest losses in a tough first half.
A noted retirement specialist discusses the benefits and challenges of working longer, the virtues of Roth assets, and building retirement portfolios to last.
How to make some upgrades during this down time.
Treasuries have been effective ballast, but that's not certain to continue.
The retirement columnist and Social Security guru discusses the pandemic's implications for retirement planning and how to ensure Social Security's solvency into the future.
After the first-quarter market volatility, the time is right to see if any adjustments are in order.
Evaluating how well an annuity would deliver on common financial goals, from income production to tax efficiency.
The author and Washington Post columnist discusses the personal-finance effects of the pandemic, the racial wealth gap, and how the financial-services industry can better serve a diverse population.
How I learned to stop worrying and believe that these people are actually onto something.
An accomplished fixed-income investor on managing through the coronavirus, the economic outlook, and the state of muni credit.
The virtues of rebalancing are greater when you're retired than when you are accumulating.
Christine Benz details what to look for in your midyear portfolio checkup.