Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
With a low withdrawal rate, is holding more in low-returning bonds and cash an imperative?
Three adjustments can reduce the opportunity cost of buckets 1 and 2.
The financial advisor and author discusses his views on financial life planning, the future of financial advice, and saving for higher education.
Follow these eight steps to an improved, streamlined, and more tax-efficient portfolio.
BlackRock's head of muni-bond investing on how states and municipalities are faring, where stimulus is most needed, and the risks and opportunities that investors face.
Financial blogger and author Jim Dahle, also known as "The White Coat Investor," argues that investors do better when they don't overthink investment selection and asset allocation.
The author and retirement expert discusses remote work during and after the pandemic, employment for midlife and older workers, and financial advice for women.
With more employers levying spousal surcharges, obtaining coverage on a single plan isn’t necessarily the most cost-effective for dual-earning couples.
The founder of the EarlyRetirementNow website and member of the FIRE community speaks about his experiences and thoughts on retiring early.
If you're signing up for employer-provided benefits, don't just re-up for last year's choices; read this first.
For high-income investors who are maxing out other tax-sheltered accounts, the high-deductible healthcare plan/HSA combo is close to a no-brainer.
Has the pandemic nudged you to consider readjusting your financial plan? Consider these tips.
A leading financial advisor discusses her digital-only firm, their diverse population of clients, and how to make the advisory profession more inclusive.
Take stock of your spending to determine if inflation is an issue for you.
If you've decided to purchase an annuity, you'll also need to think through where to hold it, how much to annuitize, and when to make the buy.
The author and financial-wellness advisor discusses ‘funded contentment,’ financial education, and the behavioral finance behind it all.
Investors who have the wherewithal should consider fully funding their health savings accounts.
Even savers whose assets exceed their healthcare outlays have some escape hatches.
Slow and steady wins the financial race.
Two Wellington Management portfolio managers discuss how they manage risk at Vanguard Wellesley Income, why they’ve taken a liking to busted growth stocks, and where they’re finding durable sources of income.
Financial advisor Cathy Curtis discusses some of the planning needs that are unique to women and how she approaches them in her practice, topics addressed at the Morningstar Investment Conference this week.
The bumps and bruises of election time may tempt you to shift your portfolio strategy.
The Morningstar healthcare strategist discusses the latest on COVID-19, including virus forecasts and vaccine updates from the leading biotech and pharma companies.
The retirement researcher and author discusses the benefits and challenges of working longer, the health of Social Security, and what longevity means for retirees' plans.
The skinny on Roth versus traditional contributions, early withdrawals, loans, and more.
Even if you earn your match in company shares, it doesn't mean you have to stick around.
Selecting your own investments? Here's what to know before you start.
Follow these steps to benchmark how and where your plan falls short.
The costs of participating in company retirement plans have come way down, but investors in small plans pay far more than large-plan investors.
Evaluating the best options for tax-efficient--and automatic--savings outside of a company retirement plan.
The 'White Coat Investor' discusses how high earners can avoid lifestyle creep and why a minimalist approach to investing is best.
We put that question to Social Security and retirement expert Mary Beth Franklin.
Life stage makes a difference.
The longtime manager of FPA Crescent Fund talks balancing risk and reward in the COVID-era, why he's not holding even more cash, the case for Wells Fargo, and more.
New investors can avoid pitfalls with the right tools.
Your personal experiences have likely had a big influence on how risk-averse or -tolerant you are.
Retirement researcher Wade Pfau discusses why low yields put this withdrawal rule at risk and what strategies retirees can use instead.
Use our template to document your retirement assets, strategy, and spending system.
To understand whether these complicated products might suit you, start with the goals you have for your money.
How volatile markets and concerns over the program's finances should affect claiming decisions for pre-retirees and early retirees.
The tax- and retirement-planning expert discusses SECURE and CARES Act implications for charitable giving and estate planning, the pause on RMDs, and why 2020 is shaping up as an ideal year for Roth conversions.
Who does and does not benefit from a dipping dollar.
Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.
Maximizing nonportfolio sources of income can reduce demands on your portfolio.
How to handle this decision--even when it is made for you.
The Capital Group fund manager discusses where bond investors are getting paid to take risk today and the role of bonds in an ultra-low-yield world.
COVID-19 has disproportionately affected people in nursing homes and other long-term care settings. Will lasting change follow?
What to consider if early retirement is on your radar in today's economic environment.
Maria Bruno discusses options from the old and familiar to the new and temporary.