Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Better tax treatment, low yields argue for using a taxable account instead.
Here's a rundown of the provisions to keep on your radar.
The Fidelity Sustainable Asian Equity manager talks investing amid turmoil in China, the state of the Asian supply chain, ESG’s role in the investment process, and more.
Year-end is right around the corner; here’s what to focus on this month.
Small changes do add up.
The financial blogger and Ritholtz director of financial education discusses the interplay between portfolio consumption and annuitization.
The essential first step for retirement portfolio planning: finding the right stock/bond mix.
Determining if you're on track to retire can be more manageable if you break it into smaller steps.
The late 50s and early 60s are the perfect time for investors to embark on a savings sprint, assess the viability of their portfolio, and build out their stake in safer securities.
For people in drawdown mode, tips on asset allocation, Social Security, annuities, withdrawal rates, and more.
Use our template to document your retirement assets, strategy, and spending system.
An IPS helps transition your investment collection to an investment plan.
Make sure you're not geeking out about small-bore investment problems while giving short shrift to the game-changers.
For high-income investors who are maxing out other tax-sheltered accounts, the high-deductible healthcare plan/HSA combo is close to a no-brainer.
The financial blogger and Ritholtz director of investor education discusses direct indexing, retirement income, and his go-to resources for perspective on the markets and personal finance.
Opting into the "Great Resignation" calls for mindful choices.
In praise of what can't be measured.
Parents shouldn't put themselves in financial jeopardy to pay for education, says this author and expert in college funding.
Even savers whose assets exceed their healthcare outlays have some escape hatches.
The author and financial expert discusses the racial wealth and homeownership gap, college debt, and how she paid off her own debt.
Very good markets can also lead you to make mistakes.
Professor Hal Hershfield on how to encourage investors to prioritize their future selves.
How to get comfortable with portion control.
Carolyn McClanahan talks about the implications of the pandemic for long-term care.
Many people have chosen to fund their own long-term care rather than relying on insurance. Carolyn McClanahan talks to Christine Benz about this trend.
Four ideas for streamlining your holdings and reducing your oversight obligations.
Your nest egg can be unrewarding without a social outlet.
A researcher and psychology professor discusses the challenge of getting people to empathize with their future selves and the implications for financial and retirement planning.
The 'mega-backdoor Roth IRA' is on the chopping block, too, but neither is a done deal.
A noted researcher discusses the factors that contribute to--and detract from--longevity.
All the consternation is around low bond yields, but high equity prices are also worth troubleshooting.
Americans don't just need to work longer, they need to work differently, according to a noted longevity researcher.
A single asset threshold seems appealing, but it may provide a false sense of security.
Meb Faber, the CIO of Cambria Investments, doesn't think so.
Not every retiree needs to gun for higher returns, but a conservative portfolio can court its own risks.
The author, podcast host, and CIO of Cambria Investment Management discusses current market valuations, trend-following, and how history can make you a better investor.
Author and investing expert Michael Falk discusses how covering baseline expenses is job one of any retirement plan.
Psychologist and author Daniel Crosby argues that portfolios that factor in how people behave are better than ones perfected on a spreadsheet.
Navigating the care maze can be overwhelming; understanding the lingo can help.
Tackling this topic is tricky for your September to-do list but necessary.
The psychologist and author discusses making big financial decisions in times of emotional extremes, how risk-taking can affect asset allocation, and his thoughts on just-in-time education.
Tax expert Ed Slott discusses the new rule for inherited IRAs.
'Estate planning' evokes complexity and high costs. What you need to know to get it done.
Working longer can’t be the only part of your plan.
Document and share your wishes for end-of-life care, the care of your pets, the disposition of your tangible assets, and more.
The author and financial expert discusses what target-date funds get wrong, how investors should navigate the low-yield environment, and whether active management can add value.
Learn about qualified charitable distributions and their "mega" version, only available this year.
Income-replacement rates are a convention whose time has come--and gone.
If you have a permanent life insurance policy or annuity, you may be able to trade it for long-term care coverage.
The risk-management expert and author discusses the differences between risk tolerance and risk capacity, how market cycles impact risk, and how to keep things simple by being 'pre-armed.'