Don't Let Pro Rata Rules Trip Up Your Retirement Plan
Failing to understand these rules can force investors to pay more in taxes than they expected.
Christine Benz is Morningstar's director of personal finance and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and the Morningstar Guide to Mutual Funds: 5-Star Strategies for Success. Follow Christine on Twitter: @christine_benz.