Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Consider these strategies to stretch out your tax savings during your retirement years.
Living off of current yields is just one way to extract the cash flow you need.
Here's a way to reposition your taxable account while also decreasing your tax burden down the line.
Rob Morrison of Huber Financial says a retirement plan that takes more of a glide path approach can work for some if it is well planned.
Scaling back appreciated equity positions can do more for you than reduce risk.
Passive investing might be growing, but it still represents only modest trading volume on any given day, says Vanguard's Joe Brennan.
Research from Vanguard's Jim Rowley shows investors are using passive products to create active portfolios.
Bear these tips in mind if you're conducting your own year-end portfolio review.
Vanguard's Fran Kinniry sees good news in flows data that points to investors focused on asset allocation and rebalancing instead of chasing performance.
Market appreciation, prospect of tax reform make giving to charity more attractive than ever.
With spending needs spiking, this couple wants another set of eyes on their plan.
There is plenty of uncertainty about the tax code, but considering these strategies before the end of the year is worth your time, says Baird's Tim Steffen.
Vanguard's Fran Kinniry says investors are more focused on costs than ever before, leading to greater inflows to index funds and ETFs.
How to balance saving for the future when the here and now is so expensive?
With required minimum distributions on the horizon, this portfolio gets a remix to tee up distributions and improve tax efficiency.
Heavy saver is making up for lost time, but grueling job has her longing for a better work/life balance.
A long time horizon calls for extra care with withdrawals and asset allocation.
As we prepare for Morningstar's Portfolio Makeover Week, Christine Benz offers some tips on how to overhaul your retirement plan.
Relative to benchmarks, the small-cap effect really has failed to materialize, says Ben Johnson.
Baird's Tim Steffen says it's too early to know for sure yet what parts of the proposed legislation will pass, but investors should be aware of the implications.
Retirees younger than 70 could see benefits of a Roth conversion, but investors need to proceed with caution, says Vanguard senior investment analyst Maria Bruno.
On the docket: required minimum distributions, mutual fund capital gains distributions, charitable giving, and more.
Luck, strong fundamentals and a policy cushion have kept markets placid, says Vanguard economist Roger Aliaga-Diaz.
An unanticipated rise in inflation could hurt your portfolio, even if the absolute level remains low, says Vanguard economist Roger Aliaga-Diaz.
When viewed against the current rate environment, and not against historical averages, valuations look less alarming today, explains Vanguard economist Roger Aliaga-Diaz.
Vanguard's Maria Bruno explains how to be strategic with your required minimum distributions.
The Vanguard founder says net withdrawals have been offset by rising stock prices.
The strong equity market, active fund outflows are a bad convergence for taxable mutual fund investors.
The Vanguard founder says his longtime strategy of sticking to index funds is still the best bet.
How higher contribution limits and Social Security payouts should affect your plan.
Vanguard founder Jack Bogle says he hasn't seen any evidence that adjusting pay for active managers based on performance works.
Diminishing economies of scale and potential regulatory concerns limits how much bigger Vanguard should become, says founder Jack Bogle.
Even if you are comfortable with your plan today, it may make financial sense to change to your prescription drug coverage or Medicare Advantage plan.
Any significant amount of trading will decrease your return relative to the market, says the Vanguard founder.
Corporate governance should be based on long-term factors affecting the corporation, and traditional index funds are the only true, long-term investors, says Vanguard founder Jack Bogle.
Large swings in ETF flows make it hard to forecast valuations and are likely introducing new risks into the market, says Vanguard founder Jack Bogle.
The Vanguard founder sees 4% returns for stocks and 3% for bonds over the next decade.
Families must contend with competing challenges: steep glide paths and high inflation.
While not the first choice, 401(k) loans can be a decent option for investors with near-term cash needs, but it is not an investment strategy, says Michael Kitces.
Selecting an advisor who's a good fit doesn't have to be an overwrought process.
We'll coach you through improving your finances with a task each day, from basic to-dos to more sophisticated investment activities.
This valuable document can help you see what you own, and serves as a crucial estate planning tool, too.
Giving due attention to Social Security claiming can pay off big, despite the demise of some of the arcane strategies.
The precisely right withdrawal rate is elusive, but taking these steps can keep yours on track.
Michael Kitces says thinking about retirement savings in terms of completed progress toward your goal can be helpful, but it also poses challenges.
In Week 3, it's time to simplify your investment life by streamlining your portfolio and creating helpful documents that every investor should have.
Taking time to clear out portfolio 'clutter' can pay dividends many times over.
We coach you on assessing how tax-efficient your holdings are--and making changes tax-efficiently, too.
Take these steps to see if your holdings could use some sprucing up.
Tips for customizing your own glide path.