Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Taking stock of the direct and indirect effects.
Itemized deductions may be less beneficial, but above-the-line deductions still will be.
Bond prices, cash yield, and debt are all issues retirees should consider as interest rates rise, says Christine Benz.
As you review your W-2 and 1099s, here are some key data points to pay attention to.
We employ actively managed mutual funds and a stock-heavy portfolio mix.
Its allocations illustrate that even 40-somethings should be mostly in stocks.
Even with retirement on the horizon, our portfolio maintains a sizable equity weighting.
Christine Benz explains how investors can use her model portfolios to develop their asset allocations and help with security selection.
Christine Benz says taking advantage of tax-sheltered vehicles is the best way to reduce drag on your portfolio.
Taking care with asset placement can result in big tax savings.
Future market returns may be muted. That makes 'small ball,' like tax-efficient investing, more important.
We look at some investment-related expenses and share tips for avoiding them.
Take these steps to see if your holdings could use some sprucing up.
Christine Benz says investors should reduce complexity by consolidating accounts or holdings within accounts.
When checking your mix of stocks, bonds, and other assets, keep your time horizon for the money top of mind, says Christine Benz.
The new tax law didn't close the loophole that allows high-income investors to contribute to a Roth IRA, explains financial planning expert Michael Kitces.
Financial planning expert Michael Kitces discusses pass-throughs and RIAs after the passage of the new tax law.
Make sure your portfolio's stock/bond mix factors in your risk capacity, nonportfolio income sources, and nonretirement goals.
Christine Benz says using an online calculator can help assess your portfolio's viability, but investors should also watch their savings and withdrawal rates.
A veteran manager whose fund offers a smooth ride racks up the most votes. Again.
Michael Kitces explains how the new tax law affects Roth contributions and conversions.
The estate tax may now impact fewer people, but that doesn't mean estate planning shouldn't be a priority.
Near-term forecasts matter the most for investors whose spending horizons are close at hand; others, not so much.
Baird's Tim Steffen explains how 529 plans could impact savings strategies.
While forecasting robust gains for the year, many readers believe the going will get bumpy in the second half.
Baird's Tim Steffen says the new rules on itemizing and the elimination of Roth "do-overs" are most likely to affect retirees.
High starting valuations, low yields prompt muted return projections at most firms.
Christine Benz says retirees should guard against these areas amid a buoyant year for the market.
Baird's Tim Steffen says retirees and pre-retirees should pay attention to loans to children, mortgages, and home equity lines of credit.
Baird's Tim Steffen explores how the Pease Limitation, AMTs, and pass-through changes may affect investors.
With tax law set to change in 2018, Baird's Tim Steffen says investors should consider these moves before the end of the year.
Implications for taxable investors, Roth IRA converters, college savers, and more.
Christine Benz outlines a few strategies for handling your required minimum distributions.
In this hourlong webcast replay, Christine Benz shares what should be on your punch list as 2017 winds down.
Christine Benz says retirees should keep some key documents on hand to help stay organized.
Even dedicated do-it-yourselfers should follow these key steps.
Sobering data on usage, cost, insurance products, and the toll on unpaid caregivers.
Giving due attention to Social Security claiming can pay off big, despite the demise of some of the arcane strategies.
Carolyn McClanahan of Life Planning Partners shares her tips on budgeting, Medigap policies, healthcare inflation, and more.
Setting aside a bucket for long-term care expenses is a good way to prepare for healthcare needs that may arise.
Selecting low-cost and low-maintenance investments can keep retirement portfolio management from becoming a full-time job.
This stock-heavy portfolio is appropriate for retirees with long time horizons and ample risk tolerance.
Your knowledge level, desire to be hands-on, tax status, and tolerance for short-term volatility can help you identify the right investments.
Geared toward retirees with shorter time horizons, this portfolio includes a heavy stake in bonds and cash.
This portfolio is geared toward retirees with a 20-year time horizon and moderate risk tolerance.
The best strategies allow investors to be strategic when tapping long-term assets.
Withdrawal-sequencing guidelines can help determine which Buckets go where, but flexibility, simplicity are essential.
Use your planned portfolio spending to arrive at a customized asset allocation for retirement.
Only hindsight will show if your withdrawal rate is correct, but Christine Benz says these flexible guidelines are a good place to start.
The precisely right withdrawal rate is elusive, but taking these steps can keep yours on track.