Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
In a strong year so far for the market, here's how to see if a course correction is in order.
The Ritholtz Wealth Management CEO discusses his transition from broker to advisor and why client portfolios should have fewer assets, not more.
Christine Benz discusses how retirees can reduce their portfolio oversight responsibilities.
Ed Slott discusses tax and retirement planning considerations amid divorce.
How would the portfolios behave if rates went up (or down), or if credit spreads widened?
Financial-planning guru Harold Evensky on the shortcomings of the SEC's newly enacted Regulation Best Interest, the bucket approach to retirement portfolios, and evolving business models for financial advice.
Ultra-minimalist portfolios leave a few asset classes on the cutting-room floor. Does that matter?
But not in the way you think.
We're using an active fund in our ETF portfolios. What gives?
Morningstar's director of policy research on what's ailing the U.S. retirement system, the new SEC rule on advisor conflicts of interest, and why policy recommendations must be data-driven.
Carolyn McClanahan discusses how investors and advisors can protect against negative consequences.
Aftertax 401(k) contributions will beat taxable-account contributions, especially for contributors who can do in-plan conversions or in-service withdrawals.
Financial planning guru Michael Kitces on the future of financial advice: technology, specialization, planning versus investment guidance, and how to pay for it.
Our weekly podcast features an in-depth interview with a thought leader in money and investing.
Increased taxes, trimmed benefits, or some combination thereof? Tim Steffen from Baird shares his thoughts about what may be around the corner.
Legislation in Congress would make it easier for employer plans to include annuities, but many already do. What to know before you go.
Carolyn McClanahan on her shift from practicing medicine to financial planning, how to model health and long-term care costs, and troubleshooting financial risks later in life.
Retirement expert Ed Slott discusses qualified charitable distribution issues that tripped up investors in 2018.
Not every company retirement plan features easy-to-research mutual funds. Here’s how to find more information on some popular options.
Which asset types best diversify equity risk? We put additional investment types to the test.
Investment writer Morgan Housel on coping with behavioral biases, the evolution of the investment industry, and the role of luck in investing.
Retirement expert Ed Slott discusses the wrinkles caused by changes in conversions from traditional to Roth IRAs.
Simple is best, according to our annual review of asset-class correlations.
How to make sure your portfolio and plan can ride out the storm.
Longtime fund observer Don Phillips on the importance of investor psychology, the uptake of passive and ESG investing, and Jack Bogle's enduring legacy.
Christine Benz talks with J.P. Morgan's Anne Lester about sequence risk, spending volatility during retirement and how to adjust withdrawals over time.
Christine Benz discusses how investors should handle the turmoil, whatever the life stage.
Christine Benz suggests that retirees keep a portion of their longer-term assets tucked in solid, diversified equity funds such as these ETFs.
Quantifying and prioritizing financial goals moves them from dream status to "you got this."
In the first installment of Morningstar's new podcast, noted author and investment advisor Bill Bernstein riffs on the role of bonds, hazards in the market today, and fixing the system.
Pre-retirees and new retirees concerned about sequencing risk can take steps to protect themselves.
The U.S. stock market has been remarkably strong, but retirement-bound investors shouldn't press their luck.
Christine Benz explains why bonds should remain a staple.
A key consideration: How many parts of your financial life can the advisor impact for the better?
Dump the clutter and reveal some overlooked opportunities.
And you can learn from them, too!
Your just-completed return carries valuable intelligence to help manage future tax bills and understand your overall financial health.
Christine Benz features a trio of equity funds in the third bucket of her model portfolios for retirees.
These streamlined portfolios are designed to reduce investors' oversight responsibilities and the drag of taxes.
These fine options balance yield-seeking with sensible risk controls.
These streamlined portfolios are geared toward retirees who are actively tapping their taxable assets for living expenses.
What you need to think through when building a retirement plan around income-producing equities.
Christine Benz looks at how retirees can make the best use of the cash bucket.
Obviously overvalued market segments aren't the only way investors can fall prey to the "greed" part of the fear/greed cycle.
Christine Benz spotlights attractive HSA features to remember before the tax-filing deadline.
Too busy to mind your portfolio? Three basic building blocks provide you with all the diversification you need.
Our new portfolios use index funds as building blocks--as well as a little bit of cash.
Christine Benz discusses what older adults should consider when making IRA contributions.
Christine Benz shares her favorite fixed-income picks for the intermediate-term portion of her ETF bucket portfolios for retirees.
These 4 steps can help you craft a (mostly) hands-off portfolio.