Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
If the past few months have given you more time for introspection, use it to improve your financial plan in a big-picture way.
The prominent manager of BlackRock Global Allocation Fund addresses the COVID-19 pandemic's macroeconomic impacts and their implications for asset allocation and investing.
Christine Benz discusses pitfalls investors encounter as they navigate volatility and recovery.
We examine the implications of this market for retirees.
How you can help your loved ones get on the right track financially, even in a pandemic.
Waiting often makes sense, but your actual mileage may vary.
Tim Steffen talks about about how retired investors can handle RMDs this year.
'The Sketch Guy' discusses the value of asking the right questions, how placing small bets is less daunting than setting goals, and finding 'enough.'
Pimco's Tim Steffen discusses some considerations to bear in mind before converting.
The retirement savings plan for government workers is superb, but some of the coming changes are overdue.
Morningstar director of personal finance Christine Benz addresses money concerns that are top-of-mind for investors of all life stages.
Christine Benz discusses the best and worst places to look for needed funds.
Christine Benz offers tips and warnings for those with more investing runway.
Christine Benz offers some advice for retirees.
Christine Benz points out two areas to evaluate.
A pioneering researcher on the role of human capital in financial planning, the importance of biological age to retirement planning, the role of annuities and tontines in hedging longevity risk, and more.
With cash and bond yields so low, the "safe" return of other nonportfolio assets is even more attractive.
Christine Benz takes a second look at experts' expectations for the long-term returns of stocks and bonds.
How volatile markets and concerns over the program's finances should affect claiming decisions for pre-retirees and early retirees.
Christine Benz discusses how two types of investors can approach this period.
The noted retirement researcher discusses how pre-retirees and retirees can adjust their plans in times of market stress.
Most of the surprising developments relate to the safe parts of the portfolios--Bucket 1 and Bucket 2.
Despite fears over a deep recession, lower equity valuations signal higher future stock-market returns, according to our roundup of forecasts from major investment firms.
Details on workarounds for early RMD-takers, QCDs, and why some taxpayers may want to take a distribution anyway.
A leading behavioral researcher discusses the importance of setting the right retirement-plan defaults and how the current crisis puts urgency around "rainy day accounts."
As the need for charitable gifts grows, the CARES Act ushers in changes affecting retirees, non-itemizers, and heavy givers.
Morningstar's Christine Benz suggests some personal finance tasks you can do while the world is on pause.
The manager of the Davis NY Venture fund offers his thoughts on how best to sift for bargains post-sell-off, his team’s fondness for financial stocks, and why Berkshire hasn’t made any acquisitions yet.
Investors are right to be questioning bonds' role in their portfolios, but they still serve a useful purpose for many.
Jeff Levine shares some ways to think about improving your tax position.
Volatility is usually more distressing for retirees than it is for people who are earning a paycheck. Here's how to find peace of mind.
Running through our six-step checklist can provide peace of mind with your portfolio and plan if volatility persists.
Take these steps to ensure that spending doesn't interfere with your ability to save no matter your life stage.
We discuss our latest views on stopping the spread of the virus as well as the economic implications.
A veteran bond manager compares the current economic and market crisis to previous ones and reflects on the attractiveness of various asset classes at this juncture.
Tax and retirement planning expert Ed Slott looks at financial aspects to consider now that the tax filing date is later.
There's no telling if stocks have bottomed, but selling losing positions can help you find a silver lining in a down market.
Jeff Levine discusses what's changing and the pros and cons of 401(k) loans versus hardship withdrawals.
The recent tumult illustrates the importance of using your time horizon to guide what kinds of bond funds to hold--or whether to hold them at all.
The leader of Vanguard's initiative to offer private equity investing discusses his views on private equity's role in a portfolio, how Vanguard will structure its offering, and why the firm is bringing it out now.
Tax and retirement planning expert Ed Slott says converting traditional IRA balances to Roth may cost you less in taxes now.
Christine Benz offers ideas for some investing habits we can put into place while cooped up at home that can pay dividends down the road.
Alex Bryan discusses areas that have performed worse than others during the recent market downturn.
The CARES Act makes it easier to gain access to retirement accounts in a pinch, but they're not likely to be your best source of emergency cash.
Christine Benz explains why now isn't the time for grand gestures with your investments; instead, take a light touch to them.
Tax and retirement planning expert Ed Slott says investors should tread carefully among the potential provisions, from RMDs to hardship withdrawals and loans.
Five questions to ask to determine whether to reduce your exposure to stocks after a bear market is under way.
Two members of the Sequoia Fund’s investment committee open up about the firm’s culture, why the portfolio is more fully invested than before, Berkshire, and more
Key steps to take back control if your retirement portfolio has taken a tumble.
The right amount of risk to take in your portfolio depends on two key variables: your risk capacity as well as your risk tolerance.