ESG ETF Portfolios for Retirement Savers
These low-cost ETF portfolios are designed to deliver potent asset-class exposures to ESG-conscious investors saving for retirement.
Christine Benz
Christine Benz is Morningstar's director of personal finance and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and the Morningstar Guide to Mutual Funds: 5-Star Strategies for Success. Follow Christine on Twitter: @christine_benz.
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ESG ETF Bucket Portfolios for Retirees
These in-retirement portfolios invest in ESG-friendly ETFs that should provide marketlike exposures.
ESG Mutual Fund Portfolios for Retirement Savers
Anchored in actively managed funds, these portfolios were developed with serious ESG investors in mind.
ESG Mutual Fund Bucket Portfolios for Retirees
These portfolios are composed of mutual funds with strong ESG and investing track records.
5 Portfolio Moves to Consider Before Year-End
Ideas for improving your portfolio, lowering your tax bill, and wringing more from your cash holdings.
Gus Sauter: Efficient Markets Are a Good Thing
Vanguard's retired global CIO riffs on indexing, market efficiency, governance, alternative investing, and more in this wide-ranging conversation.
These Charitable Investment Strategies Deliver a 'Three-fer'
These three maneuvers will tend to deliver a higher tax benefit than writing a check and deducting it, and may even improve your portfolio.
Jeffrey Brown: Saving for Retirement 'Only Half the Puzzle'
The noted retirement researcher explores 401(k)s, "the annuity puzzle," long-term care, and Social Security.
Must-Know Statistics About Long-Term Care: 2019 Edition
Our annual compendium of long-term care statistics on usage, cost, insurance, and caregivers.
Multitaskers Get Serious About Retirement Funding
With three kids and a single income, it's time to create a portfolio that can address this young family's multiple goals.
Making Retirement Work on a Tight Budget
With seven to 10 years to go until retirement, a pre-retiree assesses what adjustments are in order.
Charles de Vaulx: Why Value Investing Has Slumped but Will Rebound
A value-investing maven explains why bargain-hunting has lagged.
Pre-Retirees Ask: Can We Retire?
With retirement on the horizon, a couple checks up on the viability of their plan.
Young 'Supersaver' Balances Near-Term Goals Against Long-Term Priorities
In a pricey housing market, early career savers grapple with balancing retirement savings alongside their goal of owning a home.
Retired Couple Aim to Live Their Best Life Without Fear of Running Out
A strong market has propelled the portfolio of this retired couple, but what if the next decade isn't as good?
The Lowdown on Mutual Fund Capital Gains 2019 Edition
Many funds are planning big payouts, but massive distributions are less common than they were a year ago.
Barbara Roper: 'Protections Have Been Under Attack'
A leading consumer advocate discusses whether small investors should have access to private markets, fee trends, and how recent financial-advisor regulation falls short.
Retirees' Year-End Tax-Planning Guide
Our to-do list can help you reduce the tax pain in April.
Retirees: Are You Spending Too Much?
The 4% guideline can put you in the right ballpark, but the best spending policies factor in time horizon, asset allocation, and market fluctuations.
Dennis Lynch: 'Have a Growth Mindset and Be Willing to Learn New Things'
An accomplished growth investor, Lynch explains how his team seeks to gain an edge, susses out the difference between innovation and mission creep, and applies different frameworks to mitigate biases and errors.
Yes, RMDs Can Improve Your Portfolio
RMD-related tax bills hurt, but surgical pruning of problem positions can help you raise cash and reduce risk.
An Action Plan for Long-Term Care
Many people put off creating a long-term-care plan. This step-by-step guide can help you get over inertia, dread, or both.
Meir Statman: 'We Are All Normal'
The behavioral finance expert discusses what our financial choices say about us and whether investors' decisions are becoming more rational.
Not OK
Why the financial-services industry needs to do better for the financially vulnerable among us.
Dana Emery: You're Not Getting a Valuation Discount for Free
The Dodge & Cox CEO and bond-fund manager on overseeing a fundholder-friendly firm and why she believes in an active approach to fixed-income investing.
It's Open Enrollment Season. Have You Taken a Good Look at an HSA?
For high-income investors who are maxing out other tax-sheltered accounts, the high-deductible healthcare plan/HSA combo is close to a no-brainer.
A Checklist for Open Enrollment Season
If you're signing up for employer-provided benefits, don't just re-up for last year's choices; read this first.
Ben Johnson: Index Funds Are Not 'Zombie Investors'
Morningstar's director of global ETF research on fee wars, performance-chasing investors, and whether passive funds are doing their fair share for corporate governance.
Buckets: Not Just for Retirees
Accumulators with short- and intermediate-term financial goals can employ the concept, too.
7 Steps to Estimating Your In-Retirement Cash-Flow Needs
Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.
Alicia Munnell: Married Couples Are in the Retirement Danger Zone
The prominent retirement researcher discusses Social Security's viability, the role of housing wealth, and a surprising new finding about married couple's retirement preparedness.
How to Escape From a Lousy Health Savings Account
You may be switching to cut costs, but watch out: You may trigger additional fees along the way.
A 4th-Quarter Calendar for Retirees
Get out those calendars: It's time for Medicare open enrollment, RMDs, mutual fund capital gains distributions, and more.
Michael Finke: Here’s What Makes Retirees Happy
A respected retirement researcher discusses what types of spending are correlated with a better retirement--and which are not.
How to Create a Retirement Policy Statement
Use our template to document your retirement assets, strategy, and spending system.