Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Rebalancing, tax-loss selling, and buying on the dip are among the productive moves to consider.
The real estate expert and author discusses what’s happening in the housing market, her thoughts on real estate as an investment, and tips for prospective homebuyers.
In-plan conversions are a no-brainer for heavy savers who have access to them.
The withdrawal rules are pretty conservative, but couples with a big age disparity should be more cautious.
The DPL Financial Partners CEO discusses disentangling annuities and life insurance from their high-cost, high-commission roots—and why fixing long-term-care coverage could be next.
Grant us investors the wisdom to know the difference.
When to take required minimum distributions, how to calculate them, and strategies for lowering RMD-related taxes.
Low costs and tax efficiency are obvious pluses, but so are ease of oversight and cash flow extraction.
Three researchers discuss some of the key challenges for retirement planning: inflation, longevity protection, and safe withdrawal rates in a volatile market environment.
Depressed balances reduce the taxes you'll owe to convert.
What's happening and what can you do?
The prominent researcher shares his thoughts on retirement managed accounts, what makes ESG tick, the 'popularity' concept, and more.
Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.
Harvesting losing positions from your taxable account can lower your tax bill and improve your portfolio.
Pre-retirees and new retirees concerned about today's markets can take steps to protect themselves.
Create these two policy statements to keep your plan on track.
The AQR co-founder on how to deal with low expected returns, the case for alternatives, private equity and the “illiquidity discount,” and more.
The author and financial analyst talks about his new book, The Bogle Effect, in which he chronicles the Vanguard founder's personal and professional journey and the impact he had on investors during his fabled career.
Yields are important, but so are liquidity considerations and guarantees.
Some worries belong in the "unlikely to happen/deal with it when it actually does" bin.
The financial expert and founder of DACFP, discusses the role of digital assets in today's market, as well as the importance of financial education starting at an early age.
What PGIM’s David Blanchett thinks a volatile stock market, rising yields, and still-hot inflation mean for the financial plans of retirees and pre-retirees.
The data suggest that industry-specific funds don't do much to diversify a U.S. equity portfolio.
Where you go for required minimum distributions will usually have a bigger impact than when you go.
The author and stock analyst discusses explaining investment principles to newbies, whether beginning investors should hold individual stocks, and his enthusiasm for spreading financial wellness.
Here's what investors who are worried about a recession should consider today.
New tables for RMD calculations will result in slightly lower withdrawals for most accountholders.
Admonitions to "freeze!" assume a well-laid, well-maintained plan. That may not be the case for some investors.
I-Bonds boast tax advantages, but purchase limits reduce appeal.
Required minimum distribution-related tax bills hurt, but surgical pruning of problem positions can help you raise cash and reduce risk.
The esteemed author and researcher on whether inflation will stick, the likelihood of recession, monetary policy’s proper role, and more.
Enough for an emergency fund, but some investors should set aside even more cash. Here's why.
A frugal couple assesses their portfolio in the midst of volatility and a transition to true retirement.
Managing both volatility and risk in uncertain times.
Enjoy maximum tax savings while preserving flexibility.
The retirement-planning expert discusses tax-efficient withdrawals, Social Security-filing decisions, and how to dodge the 'tax torpedo.'
Examining the pros and cons of this type of tax-deferred longevity protection.
It's a good question, given the performance of bond funds in 2022 so far.
The right answer depends a lot on the retiree's risk capacity as well as risk preferences.
Author Mary Childs discusses Bill Gross' legacy and the evolution of bond investing through the lens of bond giant Pimco.
Investment quality and expenses, as well as tax costs, are big swing factors.
Tap into these strategies to reduce your tax burden or keep your assets growing.
These 4 steps can help you craft a (mostly) hands-off portfolio.
While some annuities offer inflation protection, it may not be worth the cost. Here's why.
The author and blogger discusses the value of growing income, the cash v. bonds conundrum, and how a portfolio can diversify human capital.
Tailor the approach to better fit your personal spending rate, nonportfolio sources of income, and other factors.
We compare different strategies for generating cash flows, from pure total return to income-centric approaches to annuities.
While few are predicting a 1970s-style inflation spiral, it’s still worth thinking through how inflation could affect your plan.
Streamlining your retirement accounts? Think through the key variables first.
The author and financial blogger discusses why less is more in investing and his controversial take that homeownership often doesn't add up financially.