Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
Even savers whose assets exceed their healthcare outlays have some escape hatches.
Slow and steady wins the financial race.
Two Wellington Management portfolio managers discuss how they manage risk at Vanguard Wellesley Income, why they’ve taken a liking to busted growth stocks, and where they’re finding durable sources of income.
Financial advisor Cathy Curtis discusses some of the planning needs that are unique to women and how she approaches them in her practice, topics addressed at the Morningstar Investment Conference this week.
The bumps and bruises of election time may tempt you to shift your portfolio strategy.
The Morningstar healthcare strategist discusses the latest on COVID-19, including virus forecasts and vaccine updates from the leading biotech and pharma companies.
Not every retiree needs to gun for higher returns, but a conservative portfolio can court its own risks.
The retirement researcher and author discusses the benefits and challenges of working longer, the health of Social Security, and what longevity means for retirees' plans.
Follow these steps to benchmark how and where your plan falls short.
The skinny on Roth versus traditional contributions, early withdrawals, loans, and more.
Even if you earn your match in company shares, it doesn't mean you have to stick around.
Selecting your own investments? Here's what to know before you start.
The costs of participating in company retirement plans have come way down, but investors in small plans pay far more than large-plan investors.
Evaluating the best options for tax-efficient--and automatic--savings outside of a company retirement plan.
The 'White Coat Investor' discusses how high earners can avoid lifestyle creep and why a minimalist approach to investing is best.
We put that question to Social Security and retirement expert Mary Beth Franklin.
Life stage makes a difference.
The longtime manager of FPA Crescent Fund talks balancing risk and reward in the COVID-era, why he's not holding even more cash, the case for Wells Fargo, and more.
New investors can avoid pitfalls with the right tools.
Your personal experiences have likely had a big influence on how risk-averse or -tolerant you are.
Use anticipated spending needs and probabilities of a positive return over your time horizon to back into the right mix of cash, bonds, and stocks.
Retirement researcher Wade Pfau discusses why low yields put this withdrawal rule at risk and what strategies retirees can use instead.
A combination of incremental, not revolutionary, changes can help bridge the gap.
Use our template to document your retirement assets, strategy, and spending system.
To understand whether these complicated products might suit you, start with the goals you have for your money.
How volatile markets and concerns over the program's finances should affect claiming decisions for pre-retirees and early retirees.
The tax- and retirement-planning expert discusses SECURE and CARES Act implications for charitable giving and estate planning, the pause on RMDs, and why 2020 is shaping up as an ideal year for Roth conversions.
Who does and does not benefit from a dipping dollar.
Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.
For people in drawdown mode, tips on asset allocation, Social Security, annuities, withdrawal rates, and more.
The late 50s and early 60s are the perfect time for investors to embark on a savings sprint, assess the viability of their portfolio, and build out their stake in safer securities.
Maximizing nonportfolio sources of income can reduce demands on your portfolio.
Determining if you're on track to retire can be more manageable if you break it into smaller steps.
How to handle this decision--even when it is made for you.
The Capital Group fund manager discusses where bond investors are getting paid to take risk today and the role of bonds in an ultra-low-yield world.
COVID-19 has disproportionately affected people in nursing homes and other long-term care settings. Will lasting change follow?
What to consider if early retirement is on your radar in today's economic environment.
Maria Bruno discusses options from the old and familiar to the new and temporary.
Six key steps for incorporating rebalancing into your retirement plan.
It has been a tough year for dividend-seekers, but these funds balance high payouts with volatility control.
The influential author and researcher shares his views on retirement income, asset allocation, equity valuations, whether indexing has gotten too big, and more.
Annuities can offer valuable protection against clients outliving their assets, but they can also be high-cost and complicated. We dig into some pluses and minuses.
Reports of the strategy's demise are greatly exaggerated.
How to decide whether you still want to take them.
Dividend-growth strategies tend to hold up well on the downside--an important attraction in 2020's volatile market.
Annuities can offer valuable protection against outliving your assets, but they can also be high-cost and complicated. We dig into some pluses and minuses.
GMO’s head of asset allocation discusses value’s underperformance, why a 60/40 portfolio is apt to be a losing proposition after inflation, and what the market is missing about emerging-markets value.
It depends on your expectations and time frame.
Financial planner and retirement researcher Jonathan Guyton explains how to implement spending rules that fluctuate with the market--but not too much.
Bonds buoyed the moderate and conservative portfolios, but all of these equity-heavy portfolios were in the red at mid-year.