5 Things to Do During a Bear Market
Rebalancing, tax-loss selling, and buying on the dip are among the productive moves to consider.
Christine Benz
Christine Benz is Morningstar's director of personal finance and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and the Morningstar Guide to Mutual Funds: 5-Star Strategies for Success. Follow Christine on Twitter: @christine_benz.
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Low costs and tax efficiency are obvious pluses, but so are ease of oversight and cash flow extraction.
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Depressed balances reduce the taxes you'll owe to convert.
What Rising Yields Mean for Your Retirement
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It's Time for Tax-Loss Selling
Harvesting losing positions from your taxable account can lower your tax bill and improve your portfolio.
What If This Turns Out to Be a Terrible Time to Retire?
Pre-retirees and new retirees concerned about today's markets can take steps to protect themselves.
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Enjoy maximum tax savings while preserving flexibility.
William Reichenstein: Avoiding Tax Headaches in Retirement
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Examining the pros and cons of this type of tax-deferred longevity protection.
Should You Invest in Individual Bonds or Bond Funds Today?
It's a good question, given the performance of bond funds in 2022 so far.
Should You Count Social Security as a Bond?
The right answer depends a lot on the retiree's risk capacity as well as risk preferences.
Mary Childs: The Rise and Fall of the Bond King
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Investment quality and expenses, as well as tax costs, are big swing factors.
4 Ways to Reduce the Pain of Required Minimum Distributions
Tap into these strategies to reduce your tax burden or keep your assets growing.
How to Build a Portfolio You Don't Have to Babysit
These 4 steps can help you craft a (mostly) hands-off portfolio.
Are Annuities a Good Idea in a High-Inflation Environment?
While some annuities offer inflation protection, it may not be worth the cost. Here's why.
Nick Maggiulli: 'The Biggest Lie in Personal Finance'
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How to Extract Income From a Retirement Portfolio
We compare different strategies for generating cash flows, from pure total return to income-centric approaches to annuities.
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What You Need to Know About 401(k) Rollovers
Streamlining your retirement accounts? Think through the key variables first.
JL Collins: The Case for Simplicity
The author and financial blogger discusses why less is more in investing and his controversial take that homeownership often doesn't add up financially.