Investors should be aware of the lack of regulation.
We encourage the SEC to figure out which nudges and conflicts are problematic and avoid sweeping changes that could stifle savings.
Advisors can play a key role in popularizing annuities and providing greater retirement security.
Focused enforcement and small changes to the Instructions could go a long way toward empowering investors.
Old-fashioned tontines are a modern option to cut fees and manage retirement money.
Here are five areas to watch.
We lay out the trade-offs of various proposals.
It depends on how the money is used.
This is a great opportunity to empower investors, but Morningstar recommends doing more.
We still think they are a uniquely confusing and unsuitable investment for most investors.