Sequence-of-returns risk matters for both retirees and savers. Here's why.
Balanced funds can play a useful role, but target-date funds look more compelling overall.
Some guidelines on figuring out if an annuity makes sense for you, and if so, how much to allocate.
Our most recent study of investor returns reveals a persistent gap between reported total returns and what investors actually earn.
We take a closer look at popular retirement savings estimates.
The order of when things happen has implications for retirement savers, too.
The order of when things happen can be your friend or your foe.
Crypto can be incredibly complicated, but understanding the basic terminology is a good place to start.
The cryptocurrency has generated massive gains at times, but extreme volatility will likely rule it out for many conventional investors.
How to use them and where to look.
Ethereum has the potential to revolutionize the entire financial landscape, but this cryptocurrency is a high-risk investment asset.
The fund stands out for its focus on companies with a strong competitive advantage that can sustain and grow their dividends over time.
It's arguably the best donor-advised fund affiliated with an asset-management firm for donors who plan to maintain higher account balances.
We take a close look at the ongoing fees and underlying investment options for the second-largest donor-advised fund in the U.S.
Correlations for the major factor profiles are relatively high, but they can still show different returns in different types of markets.
We take a close look at the ongoing fees and underlying investment options for the biggest donor-advised fund in the U.S.
A case can be made for owning a dedicated factor fund, but a broad market index likely has at least some exposure to most factors.
Donors benefit from an immediate tax deduction, tax-free growth, and investment flexibility.
Stock holdings favored by 2021's top-performing active funds are dramatically different from last year's.
The fund is a stalwart exemplar of patient, value-driven management.
Investors seek out alternative funds for a variety of reasons, but the diversification benefits might be smaller than you'd expect.
As investors increasingly treat commodities as financial assets, their value as portfolio diversifiers has diminished.
Correlations have trended up, but there's still a long-term argument for international diversification.
A long-term slump for international stocks means lower price tags.
Funds with compelling stories don't always make sound investments.
Inflation hasn't been much of an issue lately, but it's still a long-term threat.
Despite the recent rise in correlations across asset classes, it still makes sense to spread out your bets.
Backward-looking data can lead to distorted results.
There are risks and rewards for income seekers who turn to preferred stocks, REITs, and core-plus bond funds.
With correlations trending up, REITs aren't as compelling as they used to be.
Is the 4% rule too high, too low, or just right?
We reveal how the ultra-popular fund's underlying holdings stack up on 11 measures of equity-related risk.
We reveal how the fund’s underlying holdings stack up on 11 measures of equity-related risk.
Maybe, but keep it to minimum.
Investing can be complicated, but common portfolio guidelines can be a good starting point.
They won't excel in every down market, but the long-term investment case remains solid.
These areas stand to benefit from a global economic recovery.
Morningstar’s Global Risk Model reveals how the investment giant’s equity holdings stack up on 11 measures of risk.
Despite their complexity, buffer funds have generally performed according to plan.
Learning from past misfortunes can help investors avoid future tax woes.
There are good reasons behind the sector’s growing dominance, but it warrants some caution.
Morningstar’s Global Risk Model reveals how some of the app’s most popular stocks stack up on 11 different measures of equity-related risk.
Communicate early and often with your family about what to expect after you’re gone.
Their yields might look tempting, but they come with a few drawbacks.
A flexible approach to international allocation sounds good in theory, but it doesn't always pay off in practice.
The order in which returns unfold over time can either help or hurt.
A more disciplined investment approach can help investors avoid bad outcomes.
A systematic investing approach doesn't usually improve returns, but it can help in certain situations.
A more disciplined approach should lead to better results.