Are Carbon Credits Ready for Their Close-Up?
We believe they have potential, but design flaws limit their current reach.
Madeline Hume
Madeline Hume is a senior research analyst for Morningstar Research Services LLC, a wholly-owned subsidiary of Morningstar, Inc. She covers new and emerging asset classes for Morningstar, including cryptocurrencies.
Before assuming her current role in 2021, Hume was a manager research analyst at Morningstar, covering multi-asset strategies.
Hume holds a bachelor's degree in finance from the University of Illinois' Gies College of Business. She also holds the Chartered Financial Analyst® designation.
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Bitcoin’s Big Chill
How a temporary freeze by a lending platform called Celsius left bitcoin investors out in the cold.
4 Myths About Investing in Cryptocurrency
The truth about crypto's diversification value, fraud, the role blockchain technology is playing in performance, and how much it costs to trade.
3 Must-Knows Before Investing in Crypto
Crypto is getting a lot of attention, but there are risks. Is now the time to jump in?
What's Happening With Stablecoins?
The crash of the Terra stablecoin’s exchange rate raises pressing questions.
What's in Store for the Future of Cryptocurrency?
Cryptocurrencies are prone to a gold-rush mentality, but there's reason to believe in more durable growth of the asset.
The Hidden Costs of Trading Cryptocurrency
Converting dollars to digital assets is far from frictionless.
Bitcoin in Your 401(k)? Not so Fast
Why putting the popular cryptocurrency into your 401(k) is a bad idea.
Bitcoin in Your 401(k)? Not so Fast
Why putting the popular cryptocurrency into your 401(k) is a bad idea.
Understanding Trends in the Cryptocurrency Market in 7 Charts
What's it like to hold crypto as an investment?
Advisor 529-Plan Landscape: Direct-Sold Plans Gain Favor
Advisors are increasingly favoring cheaper direct-sold 529 plans, and advisor-sold plans are adapting to keep up.
Saving for Education 101: The 529 Plan
What they are and how they've changed.
3 Themes Shaping the Future of 529 Savings Plans
Despite the evolution of these plans, there's still plenty of progress left to make.
Vanguard Mishap Leads to an Estimated $200 Million Windfall for Investors
Execution missteps in its Nevada 529 plan resulted in an exposure to stocks that was an eye-popping 20 percentage points more than investors expected.
American Funds Target Retirement Delivers, on Its Own Terms
American Funds has blazed its own trail to chart-topping results. But can it change course if the tide shifts?
When Should You Start Saving for College?
Choosing a good 529 college savings plan is important, but when you start saving is key.
529 College Savings Plans During the Pandemic
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The Top 529 College Savings Plans of 2020
A look at how 529 investments stack up under our enhanced methodology.
What Our New Approach Means for 529 Plan Ratings
We've updated our methodology -- and low-cost options benefit.
Morningstar Analyst Rating for 529 College-Savings Plans Methodology
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How we've modified our methodology for rating 529 plans.
Key Questions About 529 Plans During the Pandemic
Madeline Hume discusses how investors should react amid market volatility.
Why College Savers Should Stay the Course Through the Coronavirus
An uncertain future should not deter college savers from capturing 529 tax benefits today.
A Top-Rated Target-Date Series With Tactical Acumen
Although a manager change looms large, JPMorgan SmartRetirement Blend has responsibly planned for succession.
Is Guaranteed Income the Next Frontier for Target-Date Funds?
The SECURE Act opens the door for annuities in target-date funds.
Why Haven't Retirement-Income Funds Caught On?
Is Vanguard Managed Payout's makeover the end of an era?
When to Start Saving for College
What do college savers miss when they put off investing in a 529 plan?
College Savings Plans Get Graded
Learn which states' plans are excelling and which go to the back of the class.
Rating the Top 529 College Savings Plans
These best-in-class plans offer a combination of attractive features.
A Panoramic Look at 529s
We look at the college savings landscape in broad strokes and in fine detail.
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