Aron Szapiro

But with many exemptions, the legislation is unlikely to make a substantial difference.

Studies focused on public pensions do not tell us much about 401(k)s and ESG.

It probably comes down to how big a company you work for.

Some legislative priorities tracked with our expectations in 2021, but the fate of Build Back Better is still unclear.

We believe this new rule is a step in the right direction for retirement savers.

A few changes to the Saver’s Credit could have long-term benefits for lower-income workers.

The program could make strides to narrow the racial wealth gap, but the details still need to be worked out.

Yes--but only if it is a good one.

The right policy could make annuities easier to use for retirement savers.

The political back-and-forth on tax increases isn't likely to change the outcome.

We think tax hikes for businesses are inevitable as Democrats seek infrastructure upgrades, healthcare expansion, and other priorities.

We believe without this action, the rule could have reduced the availability of investments using ESG considerations.

A look at the tools the president can wield and the public policy he might pursue.

Corporate business taxes set to rise, but not up to 2016 levels.

Lessons learned (so far) from the coronavirus and retirement savers.

These tools hold enormous promise, but there are some implementation challenges.

All the votes need to be counted, and it’s not unusual for different batches of ballots to suggest very different potential outcomes that can influence short-term sentiment.

Policies for financial advice, 401(k)s, and more can take a turn depending on results.

Legislation before Congress could map out a path to greater racial wealth equity.

Joe Biden’s tax plan would overhaul retirement plan tax benefits.

Amy Walter of The Cook Political Report shared her insights at our Morningstar Investment Conference.

The election will determine the next move in the ongoing battle over the regulation of advice.

Part I of our series on the election and ordinary investors.

What the Department of Labor’s new proposal means for ordinary investors.

Policymakers can take steps to help boost consumer confidence in these products.

Improvements to ESG metrics and disclosures matter for all investors.

One simple fix to bring down investment costs.

Investors should beware of the risks.

We look at the fiscal and monetary policies recently deployed amid the coronavirus pandemic to see what's working and what else needs to be done.

As the bill is negotiated, expect some volatility among municipal bonds.

Stimulus bill includes provision that suspends required minimum distributions for retirement accounts.

Yes, really. A fiscal stimulus could significantly help Americans manage the current economic crisis.

Morningstar's director of policy research offers some reflections on the state of affairs.

The good, bad, and confusing policy changes and what they mean for you.

Regulation will shape who profits from cannabis.

But these changes will only help so much.

Congress looks for further ways to turn our retirement system to a general savings system.

The election will determine the next move in the ongoing battle over the regulation of advice.

It's not as crazy as it sounds, but the answer won't make you happy.

Congress’ next “pay-for” is not as significant as it seems at first glance.

Congress really needs to do away with an arcane tripwire that might one day blow up the economy.

An accident of history leads to opportunities and challenges for parents saving for college.

The SEC has not gone as far as many would like, but it’s taken some important steps.

Watch Morningstar policy research expert Aron Szapiro weigh in on the SEC's adoption of the regulation and what it means for investors.

As this debt increases, research shows that less is saved for the long term. But employers, and lawmakers, are acting to help.

Expanded or open MEPs address some problems, but more action is needed.

Some funds in the retirement plan for federal employees are shifting from a conservative glide path to a more typical one.

Morningstar director of policy research Aron Szapiro digs into the numbers.

New regulations in the European Union present an opportunity for the SEC to revisit and clarify soft-dollar regulations in the U.S.

Aron Szapiro discusses the Secure Act and its potential to plug some of the holes in U.S. retirement planning.