Leo Acheson

We've doubled our coverage of model portfolios. These are our top picks.

T. Rowe Price Capital Appreciation's David Giroux has done a masterful job.

Investing your HSA assets is really the way to maximize the tax benefits.

Fidelity continues to stand out as the best HSA for investing and for spending.

Diversification is the best defense against the unknown.

Results met expectations and improved since the last bear market, though outcomes diverged for near-retirees.

The Fidelity Freedom Funds feature a strong team, a thoughtful approach, and an attractive collection of underlying strategies.

Layers of explicit and implicit costs make HSA expenses tough to evaluate.

Whether you're spending or investing your HSA, Fidelity rises to the top.

Fidelity's plan takes the top spot on our list, whether you're using it as a savings or an investing vehicle.

Fidelity emerges as a clear winner in our checkup on health savings accounts.

Foreign equities are currently trading near their largest discounts to U.S. stocks seen over the past 15 years.

Vanguard's Target-Date Retirement Series derisks over time, diversifies, and features low fees.

Silver-rated T. Rowe Price Retirement Balanced benefits from multiple layers of proven managers and low fees.

Spending your HSA on current medical costs? Two plans stand out.

We assessed 10 of the largest HSA plans; a few are healthy, but most need attention.

The HSA Authority works best for those who use the plans as spending and as savings vehicles.

Two upgrades and nine downgrades highlight this year's ratings.

Anne Lester, manager of JPMorgan's SmartRetirement Target-Date series, discusses increased flows to passive strategies in the target-date space and the firm's research on decumulation strategies.

Silver-rated American Funds American Balanced is a giant among allocation funds—and recent improvements on the fixed-income front further boost our confidence.

Morningstar's 2017 Allocation Fund Manager of the Year David Giroux has amassed a tremendous record at the closed, Gold-rated T. Rowe Price Capital Appreciation.

David Giroux credits good healthcare stock selection, an energy underweight, and a bet on tax reform for T. Rowe Price Capital Appreciation's strong 2017.

Overall, T. Rowe Price Capital Appreciation manager David Giroux has a conservative positions, but he thinks these three stocks look compelling today.

JPMorgan Income Builder and Berwyn Income, both rated Bronze, have distinct approaches.

Providers of health savings accounts need to up their game, according to our study.

With broad improvements across the 529 industry, plans that stand still fall behind.

Thirty-four plans are Morningstar Medalists, and two receive Negative ratings.

Our annual ratings of college savings plans show the industry continues to build upon improvements.

Look out for three common HSA expenses: underlying fund fees, maintenance fees, and investment fees.

We size up health savings accounts' menu design, underlying investments, and total cost of investing.

Diversification with minimal overlap is the best recipe for HSA investment menus.