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Adam Zoll

Adam Zoll is an assistant site editor with Morningstar.com

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As 2013 comes to a close, retirees need to mind their portfolios' interest-rate sensitivity, consider adding to inflation-fighting investments, and avoid behavioral traps following the bullish equity market.

Women typically have fewer years in the workforce and live longer than men, so it's critical for them to be educated about saving for retirement as well as family finances, says TIAA-CREF's Sheila Gugliuzza.

Oct. 21-22: Get your college-planning finances in check with our practical tips and takeaways. Plus, tune in for Morningstar's annual 529 plan ratings report.

Although several states have favorable options, savers should check the tax advantages of their own state's plans before putting money into an out-of-state vehicle.