Phuong Luong, CFP, is an educator and financial planner focused on economic justice and closing racial wealth divides. She is a Principal at Saltbox Financial, a virtual, fee-only RIA. She is also the online facilitator for the Boston University Financial Planning Program. Phuong is a subject matter expert in ESG and regenerative investing. Follow Phuong on Twitter: @pt_luong
The views expressed in this article do not necessarily reflect the views of Morningstar.
Sonya Dreizler is a speaker, author, and consultant focused on fostering candid conversations about gender and race in financial services. She is also a subject matter expert in ESG and responsible investing and is a former CEO of an independent BD/RIA. When she's not working, you can find her hanging out with her kids, lifting weights, enjoying the beauty of Northern California, and chairing the board at CUESA. Follow Sonya on Twitter: @SonyaDreizler
The views expressed in this article do not necessarily reflect the views of Morningstar.
Samuel Deane is a financial advisor and CEO of Deane Wealth Management, an independent investment advisory firm for Millennials in technology. Samuel specializes in comprehensive financial planning, equity compensation, and tax planning. Follow Samuel on Twitter: @samuelsdeane
The views expressed in this article do not necessarily reflect the views of Morningstar.
Walter K. Booker is the chief operating officer of MarketCounsel, a business and regulatory consulting firm for registered investment advisors. Prior to joining MarketCounsel, Walter was a senior operating executive in both the institutional and individual investor sectors of the financial services industry. Walter is chairman emeritus and a board member of Sponsors for Educational Opportunity and a board member of the AAAA Foundation. Follow Walter on Twitter: @wkb_mc
The views expressed in this article do not necessarily reflect the views of Morningstar.
Rianka R. Dorsainvil, CFP is the co-founder and co-CEO of 2050 Wealth Partners, a virtual, fee-only comprehensive financial planning firm dedicated to serving first-generation wealth-builders, entrepreneurs, and thriving professionals. She also hosts 2050 TrailBlazers, a podcast aimed to address the lack of diversity in the financial planning profession by engaging industry experts and leaders in conversation. Follow Rianka on Twitter: @Rianka_D
The views expressed in this article do not necessarily reflect the views of Morningstar.
Brian Thompson is a financial advisor and the founder of Brian Thompson Financial LLC. As both a tax attorney and a Certified Financial Planner™, he provides comprehensive financial planning to LGBTQ+ entrepreneurs who run mission-driven businesses. He spent a decade defending small-business owners against the IRS as a tax attorney and decided to become more proactive rather than reactive when helping small businesses thrive. Follow Brian on Twitter: @BrianFinancial
The views expressed in this article do not necessarily reflect the views of Morningstar.
Dr. Nandita Das is a professor of finance and the director of the CFP-board registered financial planning program at Delaware State University. She also advises clients on financial planning through Das Financial Health, LLC.
Nandita Das has published over 15 academic papers in peer-reviewed journals and over 30 presentations and conference proceedings both at the national and international level. She is a speaker, and her speaking engagements range from cultural competency and inclusion in the financial services profession to empowering the public with financial literacy. She is a recipient of 2021 Fulbright-Nehru Scholar Grant where she will be collaborating with a premier Indian Educational Institution on “Sustainable Investing & Portfolio Management- A global perspective”. Follow Nandita on Twitter: @NanditaFinPlan
The views expressed in this article do not necessarily reflect the views of Morningstar.
Amy C. Arnott, CFA, is a portfolio strategist for Morningstar. Follow Amy on Twitter: @AmyCArnott1
Rachel J. Robasciotti is the founder and CEO of Adasina Social Capital, an investment and financial activism firm that serves as a critical bridge between financial markets and social justice movements. Adasina was built out of the social justice investing strategy originally developed at Robasciotti & Philipson, an investment firm Rachel founded in 2004. As a queer woman of color, Rachel is a fierce advocate for social justice in the financial industry. Follow Rachel on Twitter: @rrobasciotti
The views expressed in this article do not necessarily reflect the views of Morningstar.
Carter Cofield is a certified public accountant who is dedicated to helping business owners save money on taxes. He's spent years learning the best tax savings strategies so that he can teach them to entrepreneurs and business owners everywhere. He’s also the owner of Cofield’s Concepts which is a financial literacy website teaching people how to make more money, pay fewer taxes, and be their own boss! You can check out his website and podcast for free resources at cofieldsconcepts.com. The views expressed in this article do not necessarily reflect the views of Morningstar. Follow Carter on Twitter: @Cofield_Advisor
On Morningstar.com, we encourage a healthy dialogue about investing by presenting a range of viewpoints, opinions, and perspectives from our own analysts, editors, and strategists as well as contributors outside of Morningstar. Our Perspectives program enhances these offerings as we seek commentaries from asset managers, educational institutions, registered investment advisors, and other financial professionals that offer well-argued views on the market, the economy, and investment strategies.
Catalina Franco-Cicero, MS, CFP, joined Tobias Financial Advisors in October 2017 as a Financial Advisor. In this role, Catalina’s responsibilities include client relationship management, financial plan design, advisory of retirement plans--401ks--for small businesses, and delivery of financial wellness education programming to their employees. In addition, she also works with Spanish-language clients and serves as a mentor for the next generation advisors on the team. Catalina switched careers to the financial services industry in 2011. Prior to switching careers, Catalina was a wellness professional and adjunct professor with Barry University. The views expressed in this article do not necessarily reflect the views of Morningstar.
Tyrone Ross is the CEO and co-founder of Onramp Invest and Founder of 401stc, a storytelling consultancy. He is a graduate of Seton Hall University and was also a 2004 Olympic Trials qualifier in track and field in the 400 meters. He was recognized by Investment News 40 under 40 (2019) and by WealthManagement.com as a top 10 advisor set to change the industry in 2019. Financial Planning.com named him as one of 20 people who will change wealth management in 2020. He was recently named as Investopedia’s Top 100 financial advisors and to Think Advisor’s 2021 IA25: VIP’s Pushing Advisors Forward. The views expressed in this article do not necessarily reflect the views of Morningstar.
Chloé Moore, CFP®, is the Founder of Financial Staples, a virtual, fee-only financial planning firm based in Atlanta, GA and serving clients nationwide. Her firm is dedicated to serving tech employees who are entrepreneurial-minded, philanthropic, and purpose-driven. Chloé believes that money is an emotional topic and it impacts many aspects of our lives. She enjoys helping clients unpack their money history and discover how they can use money to support a life that is most meaningful to them. Follow Chloé on Twitter: @finstaples The views expressed in this article do not necessarily reflect the views of Morningstar.
Alyssa Stankiewicz is a manager research analyst for Morningstar.
Leslie Norton is Morningstar's editorial director, sustainability.
Christine Benz is Morningstar's director of personal finance and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and the Morningstar Guide to Mutual Funds: 5-Star Strategies for Success. Follow Christine on Twitter: @christine_benz.
Russel Kinnel is director of manager research for Morningstar. Follow Russ on Twitter: @RussKinnel
John Rekenthaler is Vice President of Research for Morningstar.
Ben Johnson, CFA, is director of global exchange-traded fund research for Morningstar. Follow Ben on Twitter: @MstarETFUS
Susan Dziubinski is director of content for Morningstar.com.
Karen Wallace, CFP® is Morningstar’s director of investor education. Follow her on Twitter @KarenW60602.
Alex Bryan, CFA, is director of passive strategies for North America at Morningstar.
Jon Hale, Ph.D., CFA, is head of sustainability research for the Americas at Morningstar. Follow Jon on Twitter: @Jon_F_Hale
Aron Szapiro is head of retirement studies and public policy for Morningstar. Follow Aron on Twitter: @AronSzapiro
Leo Acheson, CFA, is director, multi-asset ratings, global manager research.
Joshua Aguilar is an equity analyst for Morningstar.
Zain Akbari, CFA, is an equity analyst for Morningstar.
Karen Andersen, CFA, is a healthcare strategist for Morningstar.
Karin Anderson is director of North American fixed-income strategies for Morningstar.
Brian Bernard, CFA, CPA, is director of industrials equity research for Morningstar.
Andrew Bischof, CFA, CPA, is a senior equity analyst for Morningstar.
David M. Blanchett, Ph.D., CFA, CFP®, is head of retirement research for Morningstar’s Investment Management group. Follow David on Twitter: @davidmblanchett
Bobby Blue is a senior manager research analyst for Morningstar.
Alaina Bompiedi is a manager research analyst for Morningstar.
Ben Brown is a Certified Financial Planner professional and an IRS Enrolled Agent. He is the founder of Entelechy, a fee-only financial planning and investment management firm based in Bethesda, MD, serving clients in the Washington, DC, area and nationally.
Alfonzo Bruno is a manager research analyst for Morningstar.
Sarah Bush is the North American manager research practice leader for Morningstar.
Preston Caldwell is an equity analyst for Morningstar.
Greg Carlson is a senior manager research analyst for Morningstar.
Mark Cash is a senior equity analyst for Morningstar.
Natalie Choate is a lawyer in Wellesley, Massachusetts, who concentrates in estate planning for retirement benefits. Her book, Life and Death Planning for Retirement Benefits, is a leading resource for professionals in this field. The views expressed in this article do not necessarily reflect the views of Morningstar.
Brian Colello, CPA, is director of technology equity research for Morningstar.
Elizabeth Collins, CFA, is Morningstar's global head of equity research.
Eric Compton is a senior equity analyst for Morningstar.
Damien Conover, CFA, is director of healthcare equity research and equity strategy for Morningstar.
Jackie Cook is director of sustainability stewardship research for Morningstar. Follow Jackie on Twitter: @FundVotes
Dan Culloton is director of equity strategies for Morningstar.
Andrew Daniels, CFA, CMA, is associate director of equity strategies for Morningstar.
Abhinav Davuluri is a sector strategist for Morningstar.
