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Special Report

Model ESG Portfolios for Savers and Retirees

Morningstar director of personal finance Christine Benz has developed a series of hypothetical portfolios for savers and retirees comprised of ESG focused mutual funds and ETFs.

Sustainable funds--often referred to as ESG (environmental, social, and governance) funds--have become increasingly popular. Morningstar’s head of sustainable research Jon Hale reports that such funds are enjoying record inflows this year.  

That’s not surprising. A recent study by Morgan Stanley found that 85% of investors surveyed were interested in sustainable investing--an increase of 10 full percentage points from 2017. 

Given the interest, Morningstar director of personal finance Christine Benz has created a series of model portfolios geared toward people who are still accumulating assets for retirement, as well as “bucket” portfolios for people who are retired and actively drawing from their portfolios for living expenses. This series can provide sustainability-minded investors with blueprints for building their own portfolios. 

How to Build an ESG Portfolio
Christine Benz discusses her newest model portfolios featuring exposure to environmental, social, and governance funds.

ESG Mutual Fund Portfolios for Retirement Savers
Anchored in actively managed funds, these portfolios were developed with serious ESG investors in mind.

ESG Mutual Fund Bucket Portfolios for Retirees
These portfolios are composed of mutual funds with strong ESG and investing track records.

ESG ETF Portfolios for Retirement Savers
These low-cost ETF portfolios are designed to deliver potent asset-class exposures to ESG-conscious investors saving for retirement.

ESG ETF Bucket Portfolios for Retirees
These in-retirement portfolios invest in ESG-friendly ETFs that should provide marketlike exposures.

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