What Retirement Crisis?
Americans face challenges, but thanks to Social Security, most will be OK.
When you hear the word crisis, what comes to mind? The definition of crisis is “a time of intense difficulty, trouble, or danger.” In recent years, it also has crept into usage to describe the state of retirement in America. We don’t think retirement is in a crisis. We might have a retirement savings crisis, though.
The notion of retiring is a recent phenomenon. In 1880, roughly 75% of men 65 years and older were still working. Life expectancy (at birth) was about 45 years. Today only about 25% of men 65 years and older are still working, and life expectancy is 78 and climbing.1 People are actually retiring!
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