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Why Fidelity Is Our Favorite HSA in 2 Charts

Whether you're spending or investing your HSA, Fidelity rises to the top.

We're in the heart of open-enrollment season, and you might find yourself looking for a health savings account. Well, look no further. We published a report in October that ranked 11 top HSA providers, and the conclusion is clear: Pick Fidelity's HSA.

A Quick Recap on HSAs
HSAs offer unrivaled tax benefits and, as long as you're in what the IRS considers to be a high-deductible health plan--which is mostly defined as plans with a deductible of at least $1,350 for individuals and $2,700 for families--you should use one if you expect to have medical costs now or any time in the future. So, basically anyone in a high-deductible health plan. HSAs are the most efficient way to pay for medical expenses. Money goes in tax-free, it grows tax-free, and you withdraw it tax-free as long as it's spent on qualified medical expenses.

Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data.

We’d like to share more about how we work and what drives our day-to-day business.

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

How we use your information depends on the product and service that you use and your relationship with us. We may use it to:

  • Verify your identity, personalize the content you receive, or create and administer your account.
  • Provide specific products and services to you, such as portfolio management or data aggregation.
  • Develop and improve features of our offerings.
  • Gear advertisements and other marketing efforts towards your interests.

To learn more about how we handle and protect your data, visit our privacy center.

Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.

Read our editorial policy to learn more about our process.