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Mark Miller: Remaking Retirement

The Uptick in Annuities

Contributor Mark Miller looks at the factors driving the healthy growth in fixed annuity sales.

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Annuities are sold, not bought, the old saying goes. If so, someone is doing a pretty good sales job on fixed annuities.

There are two main types. Fixed-rate deferred annuities provide a CD-like guaranteed return for maturities of three to 10 years. Indexed annuities provide protection of principal and participation in some upside, usually tied to the performance of a stock market index.

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Mark Miller does not own shares in any of the securities mentioned above. Find out about Morningstar’s editorial policies.