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Special Report

Getting Started in 529 Plans

Consider these three key questions before taking the plunge.

Because there's no obligation to enroll in the plan or plans your home state provides, 529 investors have myriad investment options. That, of course, is both a blessing and a curse.

On the one hand, a competitive playing field benefits plan participants, eventually leading (one hopes) to lower expenses and better investment products. On the other, with so many options, feeling confident about the choice you make means plowing through reams of scintillating prospectuses and--ugh--doing your homework.