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The Short Answer

Social Security Isn't 'Going Away'

Without program changes, younger investors may see reduced benefits, but don't bet on payouts going to zero.

I wrote a response to the recent Twitter outrage over a MarketWatch article that advised workers to have 2 times their salary saved by age 35. 

To show readers how they could achieve that goal, I computed the per-paycheck 401(k) deduction that would help you save twice your salary by age 35 and determined that a savings rate of 15% of your pretax salary would give you a good chance of getting there.