Skip to Content
Commentary

Congress Weighs Bill to Level Field Among Retirement Plans

Making it easier for unrelated businesses to band together in multiple employer plans could help create higher quality options for investors.

Congress is dusting off an old bill with some good ideas for improving retirement security. The Retirement Enhancement and Savings Act is a reboot of the 2016 version of the same name. That bill that was notable for passing out of committee 26 to 0--a rarity for Congress in today's polarized political environment. Although it is not guaranteed, the bill has a pretty good chance of becoming law before the end of this session, particularly since the top Republican and top Democrat on the powerful Senate Finance Committee introduced it together.

The bill is a laundry list of bipartisan ideas to improve retirement security--from reducing liability for annuity offerings to lifting age limits on contributions to IRAs. The most important provision would allow more employers to band together to offer 401(k)s by making some long overdue tweaks to the law that could have a big impact.

Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data.

We’d like to share more about how we work and what drives our day-to-day business.

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

How we use your information depends on the product and service that you use and your relationship with us. We may use it to:

  • Verify your identity, personalize the content you receive, or create and administer your account.
  • Provide specific products and services to you, such as portfolio management or data aggregation.
  • Develop and improve features of our offerings.
  • Gear advertisements and other marketing efforts towards your interests.

To learn more about how we handle and protect your data, visit our privacy center.

Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.

Read our editorial policy to learn more about our process.