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The Short Answer

How Much Will My RMDs Be?

Calculating required minimum distributions is relatively straightforward, but beware of complications.

Note: This article is part of Morningstar's 2018 Guide to IRAs special report. An earlier version of this article appeared on Aug. 28, 2012. 

Q: I plan to retire in a few years and know I'll need to take required minimum distributions from my IRA once I turn 70 1/2, but I don't have a good sense of how much they'll be. How are they calculated?