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Ecology of Money

Finding The Right 'All-in-One' Retirement Community

Contributor John Wasik reviews what to think about if you're considering a move into a "life plan" community.

When I talk to people who are retired--or about to retire--they generally have one major concern: Should I "age in place" (that is, stay in their own home), or should I move to a specialized community that can accommodate my changing healthcare needs?

Aging in place works if you have a lot of support, ranging from family caregiving to home health and homemaking services. But for many Americans, moving to an "all-in-one" community may make more sense. Such communities offer seniors a wide range of services, often in a resortlike setting.