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Special Report

The Investor's Guide to Charitable Giving in 2021

Our experts share their ideas about how to make the most of your charitable donations.

Charitable giving is invariably on many investors' to-do lists--year in and year out. After all, giving to a good cause provides a feel-good boost. 

But giving can have tax benefits, too. And those tax benefits may become even more pronounced for some if new proposals from the Biden administration that increase capital gains taxes and cap the step-up in cost basis are enacted.

"Charitable strategies involving investments have the potential to deliver greater tax benefits than making plain-vanilla cash contributions," says Morningstar director of personal finance Christine Benz.

There are many tax-savvy ways to give, including taking advantage of qualified charitable distributions, donating appreciated stock, and investing in donor-advised funds. 

We've assembled a collection of article and video content to help you make the most of your charitable giving. 

Charitable Giving Strategies in 2021
Donor-advised funds, gifting appreciated stock, and qualified charitable distributions are just some of the options.

3 Great Charitable-Giving Strategies for Retirees in 2021
Tax-friendly ideas for small, medium, and supersize givers.

Which Charities Deserve Your Dollars?
Charitable giving offers valuable tax breaks, but it's also worth checking up on a charity's effectiveness.

With Biden Tax Proposals, Charitable Strategies Rise in Importance
Charitable giving might become the best way for wealthy investors to lower their taxes.

Charitable Giving Strategies and Taxes
Ed Slott breaks down the acronyms and more. 

These Charitable Giving Strategies Deliver a 'Three-fer'
These three maneuvers will tend to deliver a higher tax benefit than writing a check and deducting it, and may even improve your portfolio.

Clearing Up QCD Confusion
As this strategy becomes more commonplace, so do questions about how to execute it.

The Pros and Cons of Donor Advised Funds
Donors benefit from immediate tax deduction, tax-free growth, and investment flexibility.

Our Advice on Donor-Advised Funds
How to use them and where to look.

Looking Under the Hood at Fidelity Charitable Gift Fund
We take a close look at the ongoing fees and underlying investment options for the biggest donor-advised fund in the U.S.

Looking Under the Hood at Schwab Charitable Fund
We take a close look at the ongoing fees and underlying investment options for the second-largest donor-advised fund in the U.S.

Looking Under the Hood at Vanguard Charitable
It's arguably the best donor-advised fund affiliated with an asset-management firm for donors who plan to maintain higher account balances.




 

 

 

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