Skip to Content
Special Report

Morningstar's Guide to Conducting a Year-End Portfolio Review

During this busy time of year, here are some strategies for simplifying the year-end review process.

The holiday season is winding down. Some of us are squeezing in extra time with friends and family, others are returning holiday gifts, and still others are using this typically quiet time of year to clean off their desks at work.

Portfolio maintenance may not be top of mind for many this time of year, but it should be. Given what the markets may have done to your thoughtfully conceived asset allocation this year, it's worth making the time to do at least a quick portfolio review.

To help streamline the process, we've pulled together some checklists and strategies.

5 Portfolio Moves to Consider Before Year End

Ideas for improving your portfolio, lowering your tax bill, and wringing more from your cash holdings.

A Year-End Portfolio Review in 6 Easy Steps
Check up on your portfolio's health--and that of your whole plan--as the year winds down.

Last-Minute Financial Plannnig To-Do's
Baird's Tim Steffen reviews some year-end tasks, including checking on asset allocation, tax gain harvesting, and charitable giving.

How to Reduce Risk in Your Portfolio Using a Light Touch
If market volatility is making you anxious, Christine Benz offers some ways to reduce risk in your portfolio without derailing your long-term plan.

How to Do Your Own Portfolio Makeover
Christine Benz discusses how investors can give their portfolios an update in just a few steps.

Retirees: Time to Change How You Give to Charity
The new tax law makes the qualified charitable distribution more compelling for investors subject to RMDs.

Retirees' Year-End Tax Planning Guide
Our to-do list can help you reduce the tax pain in April. 

Tax-Efficient Strategies for Rebalancing
Vanguard's Maria Bruno discusses how to approach rebalancing in a way that minimizes tax implications.

Yes, RMDs Can Improve Your Portfolio
The tax bill hurts, but surgical pruning of problem positions can help you raise cash and reduce risk.

Top Picks for Year-End Rebalancing
Given the market's performance, investors may need to reconsider their asset allocations. These excellent funds can help fill in the gaps.   

Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data.

We’d like to share more about how we work and what drives our day-to-day business.

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

How we use your information depends on the product and service that you use and your relationship with us. We may use it to:

  • Verify your identity, personalize the content you receive, or create and administer your account.
  • Provide specific products and services to you, such as portfolio management or data aggregation.
  • Develop and improve features of our offerings.
  • Gear advertisements and other marketing efforts towards your interests.

To learn more about how we handle and protect your data, visit our privacy center.

Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.

Read our editorial policy to learn more about our process.