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How Health Savings Accounts Can Multitask

HSAs can help to cover immediate healthcare costs and can be valuable long-term investment vehicles, too, says Christine Benz.

Christine Benz: Hi, I'm Christine Benz for Morningstar.com.

Health savings accounts are essential for people who are covered by high-deductible healthcare plans. They can also be worthwhile investment vehicles for higher-income investors. In contrast with flexible spending accounts, which require you to deplete your money each year, money in an HSA rolls over from year to year.