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Credit Tailwind Blew Stronger for Autos Than Homes

Credit availability rebounded more soundly in autos following the credit crisis but will be less of a factor for both industries going forward.

Bob Johnson: Credit availability is absolutely key for both the housing and the auto industry.

In this week's chart, we measure credit availability by using FICO credit scores on average approved mortgages or auto loans, and we compare that to what actually happens in real-world sales of autos or in housing starts.