3 Tax-Efficient 'Bucket' Portfolios for Retirees
Our model portfolios are designed to facilitate in-retirement cash flows--and to limit Uncle Sam's take.
Editor's note: These portfolios were reviewed on June 10, 2019.
Just a few years ago, many investors greeted the topic of tax efficiency with a shrug--and maybe a yawn. Mutual funds still had plenty of capital losses on their books that they could use to offset capital gains, so capital gains distributions were few and far between in the early parts of the market recovery. Investors may have also been harvesting their own losses that they could apply to gains, further limiting the tax bite.
Christine Benz does not own (actual or beneficial) shares in any of the securities mentioned above. Find out about Morningstar’s editorial policies.