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Ecology of Money

Going Back to College? Avoid the Student Loan Debt Trap

More than $18 billion in student loans are held by older Americans. Follow these tips to make it more manageable.

Student loans--even for those in early to late middle age--have become toxic to Americans' financial well-being.

Older adults are not only increasingly incurring heavy debts when they go back to school, change careers, or enroll in continuing education, but they also may be saddled with something worse when they default: garnished wages or Social Security payments.