Investing Specialists

5 Questions to Ask When Taking a Hands-On Approach to Your 401(k)

Christine Benz

More and more 401(k) investors are opting to be hands-off. A recent report by the Investment Company Institute and the Employee Benefits Research Institute found that more than half of 401(k) participants were invested in a target-date fund at the end of 2016.

But not all 401(k) participants are following that trend. Just 21% of all 401(k) assets are in target-date funds, so many 401(k) investors have clearly opted to take a hands-on approach with at least a portion of their portfolios.