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Investing Specialists

Could Required Minimum Distributions Cause You to Withdraw Too Much?

The withdrawal rules are pretty conservative, but couples with a big age disparity should be more cautious.

In the times before COVID, I'd often give talks to individual investor groups about retirement. When I'd come to the topic of safe withdrawal rates, a hand would inevitably shoot up. "What about required minimum distributions?" the question would go. "They're higher than safe withdrawal rates!"