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The Top HSA Providers of 2020

Fidelity continues to stand out as the best HSA for investing and for spending.

Health savings accounts are the most effective vehicles for covering current medical costs and for holding investments to save for future medical expenses--needs that have particularly been brought to the forefront this year.

In our 2020 Health Savings Account Landscape, we rank 11 of the largest or most popular HSAs available to individuals from these two different standpoints: HSAs as a spending account to cover current medical costs, and HSAs as an investment account to save for future medical expenses. (Note that these rankings may be different when evaluated for use by employers, where fees are often negotiable based on several factors.) Choosing an HSA is challenging given the industry's opaque and frequently changing nature, and our evaluations aim to empower investors by helping them choose the best HSA for their situation. (Morningstar Direct and Office clients can download the report here.) 

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