In day three of our special report, Christine Benz discusses how to determine the right asset mix for your portfolio.
Use anticipated spending needs, probabilities of a positive return over your time horizon, to back into the right mix of cash, bonds, and stocks.
It's an intuitive way to organize your in-retirement portfolio, but it's not a miracle worker.
New portfolio bucketers need to take their own portfolio spending, tax situations, and risk appetites into account.
They're part of your net worth, but they might not have a direct impact on your portfolio's stock/bond/cash mix.